How to Beat Travel Fees

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Traveling for the holidays can become expensive, especially during such a busy travel season. What you don’t know may cost you big time cash you’d rather not have to spend. Rather than just book travel reservations in a rush to get it done, you should pay more attention so you can save more money.   [...]

6 Ways to Save Money on Halloween

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It’s a fact that kids love Halloween. For one night, they can become animals, celebrities, professionals or ghosts, and they can finally accept candy from strangers without being scolded. The young-at-heart can also celebrate by decorating their homes with ghoulish finesse and rewarding obedient children with treats. All of this fun doesn’t come without a [...]

Protect Yourself From Debit Card Scams

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Living on a budget often means cutting up your credit cards and using your debit card for most purchases. Since your debit card is linked directly to funds you already have, you won’t be tempted to overspend and rack up big bills in the future. As more and more people work toward financial independence, more [...]

Find Daily Ways to Save

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Many times we overlook our daily spending when it comes to our overall budgets. We may ignore that one cup of coffee each morning because it costs less than a dollar. Unfortunately the more we ignore, the more we miss out on opportunities to stash more cash for our futures. Once we get into habits, [...]

How Well Do You Understand Your Debit Card?

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You may think you are being wise by relying solely on your debit card for all your purchases but what you don’t know about your debit card may be hurting you financially. It may be true that using the money you have in your bank can prevent the spending temptation of a credit card but [...]

Stay Motivated When Paying Down Credit Card Debt

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Credit card debt is truly one of the biggest obstacles when it comes to achieving financial freedom and can consume your entire life, if you let it. If your bills have piled up and seem to be out of control, get a grip, get motivated and start doing something about it now. The longer you [...]

5 Important Reminders About Your Family Budget

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Family budgets are not always the easiest thing to maintain, especially in family with teenagers. When there are several family members working with the same one or two incomes, it can be hard to stay on track. The only way for a budget to work is if you keep up with it and allow it [...]

How To Buy Gift Cards Without Getting Screwed

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Gift cards used to be considered a safe bet for gift-givers that had no ideas for what to buy loved ones and friends during the holiday season or for other special occasions. However, with the many changes in the credit card industry and among retailers, gift cards are not what they used to be. If [...]

Why Excess Spending May Not Be Entirely Your Fault

Shoppers beware! Retailers may be a big factor in your overspending at the store. Of course all retailers have the goal of making a sale but their subtle ways of getting you to spend more are resistible if you know what to look for. Here are some of the things retailers do to keep you [...]

Why You Need to Be Using Credit Cards

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If you have multiple credit cards and have been making the effort to get debt-free by not using those cards, you may be hurting your credit score more than you realize. It is understandable that you want to cut back spending but it makes more sense to re-budget your money and use the credit you [...]