Escape Your Debt. Build Your Future.
As is often the case after the holidays, credit card holders are little prepared to deal with the credit card bills they get in the mail come January. While it is better to prepare well ahead of time for holiday spending, there are some tips to help you survive your credit card bills during the [...]
Living on a budget often means cutting up your credit cards and using your debit card for most purchases. Since your debit card is linked directly to funds you already have, you won’t be tempted to overspend and rack up big bills in the future. As more and more people work toward financial independence, more [...]
So many families are lamenting the recent recession, struggling with job loss, and feel powerless over debt. Frugality is no longer a word that carries the stigma it used to because more people have no choice but to change their ways. However, not everyone is taking the positive route to change their way of life. [...]
If you are afraid to look outside of the box let alone step outside of it, you may not find much success in living a more frugal lifestyle. With frugality comes change and if you are not willing to make that change, it will be hard to successfully eliminate debt. Frugal used to carry a [...]
Are you one of those people who just can’t seem to say no to anything or anyone? If you are you may not realize the impact it is having on your finances, not to mention your health. As parents, it can be particularly demanding to have children involved in recreation activities and organizations that beg [...]
In order to find financial freedom and truly leave debt behind, you have to change more than your money plans. You literally have to change your money habits by changing how you think. In order to be successful, you first need to be ready and willing to change. While finances are about money, it is [...]
What is the first thought that comes to mind when you think about cutting back on spending money? For most people they automatically think about all the things they enjoy that they will have to give up in order to save more money. It would be a lie to suggest you can reduce spending without [...]
Saving a few bucks here and there is easier than you think. There are so many money saving tips out there, many are common sense ways to stretch a dollar. Following a few of the tips long enough so they make an impact could result in quite a few extra dollars saved rather than spent. [...]
Monitoring spending habits by using the envelope-cash method is a smart and easy way to manage your personal finances. According to a survey conducted by the National Retail Federation, one fourth of US shoppers reported they would use cash this November and December. That is a 9% increase from the same time one year ago. [...]
Learning about personal finance should be a lesson that occurs at a young age but for the most part schools and other sources neglect to really focus on handling money effectively even from a young age. It is a parent’s duty to ensure that a teen is learning how to handle their money. While many [...]
Last updated by at .
Our goal is to help folks get their financial lives in order. No matter what the circumstances you find yourself in, there are simple things you can do TODAY to start doing these three things:
Erase Debt, Spend Less, and Earn More
It's a simple formula, but hard to execute without a little help. Thast's what we're here for; with all kinds of easy-to-understand articles on a variety of topics to help you reach those goals.
