Hard to believe another holiday season is upon us but amidst the family fun and holiday celebrations is some serious business. You have worked hard all year to establish a budget, eliminate debt, and get your financial life in order. Don’t underestimate the power of the holiday shopping season. Black Friday is historically the biggest [...]
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As we work to keep saving our pennies and avoid burdening our lives with more debt, it pays to consider new ways to purchase things we need. We’ve learned that a quick trip to the dollar store can save more money than shopping at more expensive retail stores and we’ve learned what bargains can be [...]
Deciding what when where and how to spend your hard earned money is not an easy decision for most average Americans, especially if you are looking at large ticket items. The definition of a large purchase is different for everyone. If you are a millionaire, which most of us are not, spending $5,000 on a [...]
Many people never even consider haggling down the price of merchandise they want to purchase. It seems a normal practice in open-air markets while on vacation or when you find something you like at a yard sale but for the most part, people don’t ask for discount for three reasons: they are afraid of the [...]
It’s hip to be cheap these days. With the downturn in the economy, the old fashioned virtue of frugality is making a roaring comeback. While most people are penny pinching, no one wants to live a completely spartan lifestyle. There are ways to cut back on expenses without eliminating the joy of living. 1. Save [...]
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