Setting aside enough money to fulfill all of the ideal requirements on a budget is tough, especially in these times. However, it isn’t impossible if you set achievable goals. Financial advisors claim that there are 3 areas you shouldn’t negotiate savings for; maximum contributions to your employee matched retirement plan, eliminating high interest debt and [...]
You may have been hearing more and more about Groupon and wondering, “What in the world is Groupon?” I certainly have been hearing it mentioned in ever widening circles as it has been gaining in popularity. Groupon is actually a social e-commerce buying service that is group based. It launched last year during a time [...]
If you have ever had to clean out the home of an elderly relative, you may have found it odd that so much precious items including heirlooms, jewels, and even cash were hidden in the walls, floorboards, and other odd places. Back in the day, people didn’t have the security vaults, safes, and other resources [...]
Saving money is an important part of managing your personal finances. When people think of saving money there are two different strategies, the first is the actual act of saving money when making day-to-day spending decisions. The second is taking that money you have saved and applying it toward some type of savings vehicle that [...]
Memorial Day is just around the corner and what is a fantastic celebration without a fantastic feast? The weather will cooperate, family is coming over and ‘food’ is on the menu. Traditional fare usually involves expensive cuts of beef followed by more food and then topped off with dessert. With a little planning Memorial Day [...]
With more people steering clear of credit card debt, the number of non-credit transactions are on the rise. Many consumers are opting to use their debit cards for day-to-day purchases, however using cash can also help you save money while avoiding debt. There are many situations where the use of cash can not only prevent [...]
There are certain money habits that you can try to incorporate into your lifestyle that will improve your personal finances regardless of the state of the economy. These habits include avoiding certain money mistakes that are relatively common and can end up costing you big in the long run. The key is recognizing what moves [...]
People love to find excuses why it is impossible to save. If you can identify with these reasons for your shabby savings account balances then you need to unleash the secrets to saving money. “I don’t make enough money to save”, “I have too much debt to save” or “I will start saving after I [...]
After months or perhaps years of struggling with debt, you have finally paid off your last account. Whether you did it the old fashioned way, dollar by dollar until your debt was paid in full or found yourself needing the help of professional debt relief companies, the end result is the same; you are now [...]
Debt and savings. If you have debt saving money can be all but impossible. On the flip side, if you have savings you are in a much better position to avoid debt. Trying to save money while paying off debt is challenging to say the least, however it is important to begin thinking of a [...]
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