Budgeting With A Baby – Frugal Living With A Newborn

Having a baby can be an expensive time, there are a lot of things you need to buy in preparation, and when the little one arrives there is an extra mouth to feed and clothe. However it doesn’t need to break the bank, and these tips will help keep costs down when you start your family.

How to Save Money This Valentine’s Day

Valentine’s Day has many critics, especially as the cost of things keeps on rising while income levels are not. People still want to celebrate their love but genuinely can’t afford a big expense for this holiday, especially after Christmas wiped out their cash. The good news is you don’t have to forego Cupid’s celebration. You […]

Pros and Cons of Using Cash Only

Cash has long been an important component of one’s financial life. But credit cards have become more common for transactions than cash simply because they are convenient, earn possible rewards, and can give you access to money when you are short of cash. Many people are switching to a cash-only lifestyle, preferring to pay for […]

8 Ways to Automate Your Finances

There is a psychological aspect to personal finance management. Many consumers have trouble saving money simply because it is on hand and they tend to spend it. Personal finance experts have long been proponents of automated finances because what you do see, you are less likely to miss. Automating your finances means you set up […]

5 Tips to Get out of Debt in the New Year

If you are about to enter a new year already burdened with debt, it is wise to start the year off right – with a plan for eliminating debt and preventing another year of financial burden for yourself. There are many things you can do to relieve yourself from the burden of debt and with […]

Year-End Tips to Reduce Your Federal Tax Bill

Before it is time to file your tax bill for this year, you should put a little effort into updating your records and finances so you can save more at tax time. There are several strategies you can implement in order to reduce the amount of income tax you owe. Here are some tips to […]

Cyber Monday Survival Guide

Cyber Monday is a relatively new concept in holiday shopping. Cyber Monday takes place on the Monday after Thanksgiving where online retailers offer deals and steals similar to the brick and mortar retailers on Black Friday. Also like Black Friday sales, Cyber Monday deals are becoming increasingly competitive and it is best to be prepared […]

3 Ways to Stop Impulse Buying

Impulse buying is not a concept only you can’t resist. There is an art to setting up the perfect scenario to encourage impulse buys and retailers/manufacturers have perfected that art. Consider the things you pick up on impulse. Most of the items are right in your face at the start of each aisle or you […]

5 Cheap Dates to Help You Save Money

Couples who make budgets together tend to stay together. When you’re both committed to the same goal, getting out of debt, you become an effective team and you can motivate and inspire one another to stick to your goals and make a difference in your finances. As all couples know, however, spending each night looking […]

Do You Really Need Dental Insurance?

There’s no doubt that dental insurance can be expensive. Some plans ask you to pay $40 each month, per family member, and those costs can quickly add up and eat away at your budget. Similarly, dental emergencies can also be expensive. If you don’t have insurance and you develop a cavity and you need a […]