Juniper Bank Sample Debt Settlement Offer Letter

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Juniper Bank is one of the largest issuer of credit cards,  and like many big credit card companies, they are willing to settle accounts with customers who are past due on the credit card bills.  Below is a sample Juniper Bank settlement offer letter to one of it’s customers offering them a 66% discount, or [...]

MBNA Sample Debt Settlement Offer Letter

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MBNA, the credit card giant, now owned by Bank of America, is known to settle accounts at a huge discount to credit card holders who can’t pay.  Below is an example of an MBNA debt settlement offer letter where they (through a collection agency) are offering the person a settlement for less than 25 cents [...]

Wells Fargo Sample Debt Settlement Offer Letter

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Wells Fargo is a financial giant and is willing to settle accounts with people who can’t pay the minimums on their credit cards.  Here’s a sample debt settlement letter from them to a customer offering them to settle for 50% off the balance owed. Generally if you’ve got a lot of credit card debt (more [...]

Sample Letter: How To Stop Collection Agency Harassment

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Calls and other correspondence from collection agencies seeking payment for outstanding debts can be invasive and harassing in nature. There are certain rules and regulations collection agencies must adhere to or else face hefty fines. If you are on the receiving end of correspondence from a collection agency that is trying to collect a debt [...]

Sample Letter For Mortgage Hardship

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With many people facing an uncertain financial future and still reeling from the effects of the recession it has become necessary for many people to communicate their hardships to their lenders.  Some lenders are willing to work with borrowers who can show they are experiencing a financial hardship. In many cases these lenders require a [...]