Will Credit Counseling Hurt My Credit Score?

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Credit counseling is just one option for those who are struggling with debt problems and credit issues to find relief and a light at the end of the financial tunnel. However, many consumers will shy away from getting the help credit counseling offers because they fear the process will ruin their credit score. This is [...]

Debt Settlement Versus Credit Counseling

debt pill

The options for dealing with debt problems are multiple but not every solution makes sense for all consumers. In order to eliminate debt and rebuild your credit history, you have to carefully evaluation which debt relief solution will work with your financial situation and needs. Two of the popular choices for debt help include debt [...]

Rules of Debt Free Living

vacation-travel

It is an achievable goal to become debt free but it will not happen without time and the efforts of the consumer to really make it to a debt free life. There are some important components of paving your way to a debt free life that you need to be able to conquer. Here is [...]

Debt And Divorce

Divorce decree

Two words that no one ever wants to deal with, yet often go hand-in-hand are debt and divorce. Both can have a devastating effect on a person’s personal and financial health. Not surprisingly, debt can often play a big role in the failure of a marital relationship. In fact, it is credited as one of [...]

How to Get a Collection Agency to Work With You

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We’ve experienced, or at least heard about, the endless stories of dealing with harassing debt collectors, trying to collect on debts and using rather low tactics to do so. While it is true that there are some debt collectors and collection agencies that can be over the top, it is also true that not all [...]