Why Getting An Income Tax Refund May Not Be The Best Use of Your Money

The holiday rush has come and gone and most of us are settling back into our normal routines as the new year moves forward. Tax season is upon us and for many individuals who look forward to a check from Uncle Sam it can be a much anticipated time of year. Are you one of […]

What To Do When Your Kids Are Struggling With Debt

Parenting can be on of the most difficult yet rewarding task of you entire life. It is never easy to see your kids struggling with anything, least of all debt. But what happens when just that situation arises and you feel obligated to help your children deal with their financial mistakes. Here are some tips […]

5 Simple Tips for Breaking the Cycle of Debt

You’ve been working on a plan to get debt free but have you considered what you need to do to stop the cycle of debt from repeating itself. Once you have done the necessary work to regain control of your finances, you need to continue to work on staying debt free. Here are some more […]

The Scoop on Student Loan Refinancing

Student loan refinancing can save you a bundle of money and help to improve your cash flow and your credit. Refinancing your student loan is an opportunity for you to take the student loans that you have and reorganize them into a loan with a much better interest rate and/or a more affordable payment. Like […]

How to Plan A Wedding on a (Small) Budget

So you’ve finally met “Mr.Right” and you’re made the leap of faith and decided to get married. Like every bride-to-be, you want everything to be just perfect, but you also don’t want to break the bank to get it that way. We’ll cover some creative ideas about how to plan a wedding on a tight […]

Compare Bank Fees to Save More of Your Money

When people look for ways to cut back on their spending and get their budget in better order, rarely do they look at every option for saving money available to them. Most will cut out daily spending like morning coffees or gym memberships in order to save a buck. Rarely do they turn to the […]

How to Gain Control of Overspending Habits

Overspending tendencies are one reason many consumers are over their head in debts. In many cases, the consumers who have trouble with overspending do not even realize it is a problem until it is pointed out to them by someone else or until they begin to take control of their personal financial matters. Regaining control […]

5 Things Young Adults Can Do To Ruin Their Credit Foundation

Starting out independently in the world, no longer under the wing of parental financial help can be a difficult path to navigate for many. Unfortunately without proper personal finance education from an early age, the transition can bring about many common money mistakes that can effectively ruin the younger generation’s credit foundation. While many people […]

Consumers Need to Boost Their Financial Literacy

Time and again, research has shown that the average American consumer lacks the basic essentials of financial knowledge. It is one of the reasons that so many consumers have faced such harsh financial struggles in the last decade. Financial companies and lenders are making it harder for consumers to go through basic transactions. Complicated terminology […]

Can Money Buy Happiness? The Answer May Surprise You

Being able to afford the best in life makes everything else pale in
comparison. The path to getting the things you want in life
may contribute more to your happiness than the things
themselves.