Student Loan Debt Consolidation

Making the move to consolidate your student loan debt can reduce your payments and free up cash. For those that have student loans like a Stafford or Perkins Loan, a student loan consolidation program may offer you several benefits. This type of consolidation loan works much like other consolidation programs. The loan, or loans, is paid off […]

Debt Consolidation Loans – Your Ticket Out?

There’s a couple to different types of consolidation loans – learn which may fit your situation best. A debt consolidation loan is a new loan you obtain to pay off various debts you have. A debt consolidation loan is usually acquired from a private lender and qualification may depend on your credit score, income and […]

3 Student Loan Myths Debunked

3 Student Loan Myths Debunked

A Closer Look At Your FICO Score

Having good credit is critical when it comes to your financial future. Credit history and credit scores are looked at every time you ask for credit, including when you apply for a credit card, an auto loan and a home loan. The better your credit history and the higher your credit score, the more likely […]

The Pros And Cons Of Co-Signing A Loan

When a consumer applies for credit, either through a loan or credit card company, their own credit history is examined. If the borrower has bad credit or no credit at all, their application may be denied. This situation is not uncommon for young borrowers or an individual with past credit problems. How does one get […]

How to Avoid Turning Good Debt into Bad Debt

How to Avoid Turning Good Debt into Bad Debt There are some kinds of debts that are better than others; in fact, if you want to build good credit history, you need to have some kind of good debt and be a prompt payer of these debts. In general, good debt is defined as those […]

When Refinancing Your Vehicle Loan Makes Sense

Cutting down on your expenses may be one method for saving some more money each month. For every amount of money you save, you can input more cash into savings or paying off other debts. Your fixed monthly expenses may be one area to review if you want to save some additional cash. One fixed […]

5 Tips To Get Your Next Car Loan

Whether you need a new car or want a new car, the idea of buying one is usually pretty exciting.  Notice I said the “idea” of buying one is exciting, the reality is often a little frustrating and can get you into some trouble if you are not prepared from the start. Any large purchase […]

Is Lending To Family and Friends Smart?

Money issues are often at the heart of many family squabbles because of the nature of transaction. Those who feel comfortable enough to ask for loans from loved ones may also feel less of a responsibility to pay back the money according to the loan terms. Often lenders make the mistake of not getting things […]

Be Wary Of Refund Anticipation Loans

In just a few weeks most consumers will begin to gather the necessary documents needed to file their tax returns for yet another year. Ideally you have your tax deductions set up in a way that you break even, however many people end up either paying in or receiving a tax refund. If you are […]