Have You Updated Your Financial Goals?

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A big motivator to better living and better finances is to set attainable goals for yourself. Along with a good budget, a financial goal list is an important part of any financial plan. With no goal to aim toward, people often fall off the wagon when it comes to their money. Since there is no [...]

3 Steps To A Better Budget

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Budgets have played an important role in helping families manage their personal finances for generations. The way people create and use a budget today might be very different than years ago, but the end result is the same: knowing how much money is coming in and how much is going out. Budgets can range from [...]

Money Rewind: Are You Sticking to a Budget Yet?

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Do you have more bills then money at the end of the month?  Having trouble paying down the mortgage, rent or groceries?  You are one of millions of people who have reached the end of their rope and need help. Due to financial crisis from a job loss, unexpected expenditures or simple over spending, setting [...]

Tips for Successfully Selling Your Car

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You’ve got a car you need to sell. Whether it is due to your current financial situation and need to bring in a little cash or if you simply need to get rid of the car, there are some tips to keep in mind before you even place the ad in the newspaper. If you [...]

3 Key Steps To Make An Easy Household Budget

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If you don’t yet have a household budget in place, there is no better time than the present to get started. Over the past two years, many consumers have discovered that a lifestyle of consumerism without attention to saving and investing can lead to financial disaster. One of the easiest ways to regain control over [...]

The Importance Of Having A Good Debt To Income Ratio

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There are many things that have changed in the world of personal finance in the past few years. Consumers are now paying close attention to their money and where it is spent. Banks are paying even more attention to those who apply for loans. One thing that hasn’t changed is the importance of having a [...]

Tips To Help You Ask for A Raise

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When you are budgeting your income against your expenses, you may find that you are coming up short on the income side. If you have been working at your current job for some time, you may find it has come time to ask for a raise. There are some things to consider before asking for [...]

What is the Dodd-Levin Card Act?

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The Credit Card Accountability, Responsibility and Disclosure Act, CARD Act for short, is designed to help protect consumers from predatory credit card company policies. Unfortunately it won’t take effect for 9 months, and the general feeling is the companies will do what they can before then to get as much of your money as possible. [...]

How To Make A Budget You’ll Use Consistently

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While the news world is all a flutter with the reasons why you need to have a budget in order to manage your money, many information sources fail to mention the most important part – not only do you need to create a budget, it needs to be reasonable enough to use well into the [...]

Top 5 Ways to Get Out of Debt

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While there is much expert advice in the news over the last few months about the best ways to get out of debt, essentially every individual’s debt situation is personal. What works for one family many not work for all but there are some common denominators those people who have found debt freedom have used [...]