Cyber Monday Survival Guide

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Cyber Monday is a relatively new concept in holiday shopping. Cyber Monday takes place on the Monday after Thanksgiving where online retailers offer deals and steals similar to the brick and mortar retailers on Black Friday. Also like Black Friday sales, Cyber Monday deals are becoming increasingly competitive and it is best to be prepared [...]

Black Friday Survival Guide

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The Black Friday shopping phenomenon is growing every year with more competitive sales deals from retailers of all kinds. Black Friday is also getting a bit more chaotic with reports of consumer-on-consumer violence in order to grab on to one of the holiday deals people are after. Surviving Black Friday may take a bit of [...]

Cutting Back for the Holidays

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The holiday season seems to begin earlier every year, with some retailers piping in the holiday music before the Halloween candy has even been discounted. It’s easy to get wrapped up in the holiday spirit and quickly find yourself spending more than you planned on holiday gift giving, decorations, and elaborate family meals. With a [...]

Be On The Lookout For Identity Theft and Fraud During The Holiday Season

identity-theft

Consumers are gearing up for the holiday season with mixed emotions. Many people simply love this time of year and all hustle and bustle that accompany it. Others find themselves increasingly anxious wondering how they will fit added expenses into a budget that is already stretched to the limit. Criminals count on these heightened emotions [...]

Advance Planning for the Holiday Season

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It may seem that summer has just ended and the kids have just barely returned to school, but believe it or not – the holiday season will be here before we know it! If you’re like most people, you forget about the winter holidays just as soon as they end, instead of putting aside money [...]

Tips for Committing to Budgeting During the Holidays

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It can be so tempting to buy out the store for your cute little nephew or for your sister you don’t see often enough but you need to set serious limits for yourself during the holidays. Otherwise, you will likely overspend throughout November and December, leaving you deeply in debt come the new year. While [...]

Budget Friendly Tips For The Holiday Season

Christmas shopping

It is hard to believe it is once again time to prepare for another holiday season. According to recent survey results, this year consumers are gearing up for the end of the year season with mixed feelings. Many people feel more confident in the direction the economy is heading, nevertheless the impact of the recession [...]

Use Lay-Away To Avoid Debt This Holiday Season

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When I was growing up, I remember my mother using lay-away for things like back-to-school clothes and holiday shopping. At the time, I didn’t understand the concept or the benefits, only that I had to wait longer to get the things I wanted to take home that day. As credit became easier to attain and more [...]