Spring is a special time of year. For many people living in parts of the country where winter weather is brutally cold, spring signifies a much milder temperature and the transition to outside activities. Spring is also the time of year when many celebrations take place which can burden an already tight budget. Graduation, prom, [...]
Gift cards used to be considered a safe bet for gift-givers that had no ideas for what to buy loved ones and friends during the holiday season or for other special occasions. However, with the many changes in the credit card industry and among retailers, gift cards are not what they used to be. If [...]
Hard to believe another holiday season is upon us but amidst the family fun and holiday celebrations is some serious business. You have worked hard all year to establish a budget, eliminate debt, and get your financial life in order. Don’t underestimate the power of the holiday shopping season. Black Friday is historically the biggest [...]
It can be so tempting to buy out the store for your cute little nephew or for your sister you don’t see often enough but you need to set serious limits for yourself during the holidays. Otherwise, you will likely overspend throughout November and December, leaving you deeply in debt come the new year. While [...]
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