Top 10 Ways to Finally Balance Your Budget This Year

stacking pennies

If you have ever read anything about managing your personal finances, you know that budgeting is the number one resource you need to implement into your life in order to keep your money on track. While many people start out with good intentions and a budget, too many end up ditching the concept when things [...]

How to Save Money at the Salon

money envelope

No matter your financial stability, you likely still need to keep a professional look for your job which includes nice clothing and a clean look. Visiting a salon is not always done out of luxury and there are ways to save on your trips to continue living a frugal life.   Here are some tips [...]

Year-End Tips to Reduce Your Federal Tax Bill

spending cash

Before it is time to file your tax bill for this year, you should put a little effort into updating your records and finances so you can save more at tax time. There are several strategies you can implement in order to reduce the amount of income tax you owe. Here are some tips to [...]

How to Fight Frugality Fatigue

budget paper

Being money-conscious all of the time can bring you down. Seeing all of the consumer goods available can prove to be very temptations when you are on a crusade to save more than you spend and shop for deals rather than by impulse. For some, being frugal is a passion easily incorporated into their lives. [...]

How to Control Social Expenses at the Office

stress2

Guilt is a major factor in people spending more than they can afford and one place a lot of consumers feel obligated to spend more money is at the office. In between work, there is a social aspect to most office/work environments. Many of the social factors involved in work life also translate to more [...]

4 Things You Shouldn’t Waste Your Money On This Summer

lifeguard

Summer traditionally is a time of splurge and fun for most families who are happy to finally put those cold winter months behind them. The problem most consumers have with the summer is the ability to stay within their budgeting guidelines when there is so much to do with the warm, sunny weather arriving. However, [...]

Frugality Can Be a Pleasant Living Experience

hiking

If you are afraid to look outside of the box let alone step outside of it, you may not find much success in living a more frugal lifestyle. With frugality comes change and if you are not willing to make that change, it will be hard to successfully eliminate debt. Frugal used to carry a [...]

10 Places to Look When Cutting Expenses

debt counseling

It’s hip to be cheap these days.  With the downturn in the economy, the old fashioned virtue of frugality is making a roaring comeback.  While most people are penny pinching, no one wants to live a completely spartan lifestyle.  There are ways to cut back on expenses without eliminating the joy of living.  1. Save [...]

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