Don’t Bother Looking for Social Security Statements in the Mail Anymore

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The Social Security Administration will no longer be providing the convenient printed annual statement anymore. If you want to know where you stand with your Social Security benefits from year to year, you’ll have to go online. As of April 2011, the Social Security Administration will no longer be providing workers in the United States [...]

When Do You Plan to Be Debt-Free?

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Dealing with personal finance matters always requires a plan if you want to find success. Many people who are dealing with excessive debt may say they’d love to be debt-free but rarely do they actually plan to make that happen. In fact, the lack of financial planning may be just what got them in trouble [...]

Make Savings a Priority over ‘Wants’

bulls-eye

Most consumers aren’t saving enough cash to meet any of their savings goals, if they have even set goals at all. Consumers are often quick to blame their lack of money as they reason they are not tucking away cash but in most cases, the money is there – it is the consumer not making [...]

Too Many Decisions Hampers Your Financial Success

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Whether you are just getting started on the road to better personal financial status or you’ve been proactive about keeping your financial plans as up to date as possible, the factors involved in personal financial planning can be incredibly confusing. With the large assortment of options consumers have for saving and planning for both the [...]

It’s Time to Revise Your Emergency Fund Plans

bulls-eye

A large part of personal finance is not just handling things for the moment but also it involves looking at the bigger picture. Part of that picture should be your family’s financial security in the event something goes wrong. You may have outlined ideas for what you want to do in case you should ever [...]

Short-Term Changes Improve Long-Term Living

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So many families are lamenting the recent recession, struggling with job loss, and feel powerless over debt. Frugality is no longer a word that carries the stigma it used to because more people have no choice but to change their ways. However, not everyone is taking the positive route to change their way of life. [...]