Is Renting Better Than Buying In This Market?

refinancing-your-mortgage

With all the chatter about the housing market of today, there is considerable thought being put into whether or not renting or buying is better with the economy the way it is. While some consumers may consider renting in order to save money and the hassle associated with today’s home loan processes, renting may not [...]

5 Important Reminders About Your Family Budget

familyex3

Family budgets are not always the easiest thing to maintain, especially in family with teenagers. When there are several family members working with the same one or two incomes, it can be hard to stay on track. The only way for a budget to work is if you keep up with it and allow it [...]

Rules of Debt Free Living

vacation-travel

It is an achievable goal to become debt free but it will not happen without time and the efforts of the consumer to really make it to a debt free life. There are some important components of paving your way to a debt free life that you need to be able to conquer. Here is [...]

4 Lies You Tell Yourself So You Don’t Have to Budget

budget_pie

The golden rule of finance management is a budget. Without one, you can be clueless to how much money is coming in and going out. You can easily overspend, under-save, and be completely unprepared for the slightest emergency. If you are not budgeting, you need to ask yourself why. Chances are pretty good you are [...]

Have You Updated Your Financial Goals?

bulls-eye

A big motivator to better living and better finances is to set attainable goals for yourself. Along with a good budget, a financial goal list is an important part of any financial plan. With no goal to aim toward, people often fall off the wagon when it comes to their money. Since there is no [...]

3 Reasons Your Budget Isn’t Working

budget scale

How you manage your money plays an integral part in your overall financial health. This is true whether you are rich or poor. Obviously if you have less money to work with, budgeting can be a challenge, however even those who have more money to work with can make mistakes managing their cash. The key [...]

Three Keys To Reducing Credit Card Debt

frustrated

There are plenty of new and improved services that are available to help you reduce and even completely eliminate credit card debt. But what all of it really boils down to initially is that getting out from under credit card debt requires a debtor to turn three simple keys to start the ball rolling. Here [...]

Budgeting Rule #1 – Keep It Simple

budget

Sometimes the answers we seek are as plain as the nose on our faces but it is often the simplest things that are the most overlooked when it comes to self-help. As many families continue to look for ways to save money, few will consider the more simplistic debt tips, which actually work the best. [...]