3 Tried & True Ways to Eliminate Debt

budget

Staying out of debt is a lot easier than digging yourself out of a mountain of financial liability.  With the state of the current economy it is easy for people to fall into owing money.  Unemployment, job loss and interest hikes all lead to an increase in past due accounts.  Follow these handy common sense [...]

Moving Forward Financially into the New Year

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One of the few positive things to come out of the recession is that it’s forced people to take a long, hard look at their spending habits and keep tighter control over their finances.  Most families do have a certain amount of debt, with car, home, and education loans topping the list, but it’s important [...]

Good Debt Does Exist

car and house

With so much talk of debt horror stories in the last year, it is hard to believe that there is such a thing as good debt. But good debt does exist and in fact, good debt can actually have a positive impact on your financial future and credit rating. Here are some examples of good [...]

How To Establish Your Personal Savings Goals

savings-account

If you are just getting out from under debt, it is a crucial time for you to take what you have learned about your personal finance and use it for the good of your future. While many people have difficulties finding a way to save as they dig out of debt, after you have become [...]

Dave Ramsey’s Baby Steps: Part One

dave-ramsey

Dave Ramsey, one of the most well-known money experts has been providing insightful and informative money information to consumers struggling with debt. After losing everything himself, he founded a company that helps other prevent following the same path towards debt. One of Dave’s key strategies for helping people manage their finances is his “Baby Steps” [...]

Why Budgeting is The Best Thing You Can Do for Your Finances

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During the recent financial crisis that hit individuals hard all across the nation, there were consistent tips coming in from money experts across the country in the newspapers, magazines, and on the internet. Their resounding theme was the same – in order to regain control of your money – you’ve got to budget your money.

How You Can Pay Off Your Mortgage Faster and Save Money

home-sweet-home-sign

Owning your own home outright can take a tremendous weight off your shoulders and relieve a lot of your monthly financial burdens. While many families are working at and becoming more efficient about their finances, they are now understanding that there are plenty of ways to get ahead of the game and paying off your [...]