Checking your credit history and being aware of your rights is one of the most important steps as a borrower. It is recommended that consumers check their credit history minimally one time a year. The three main credit reporting agencies are Equifax, Experian and TransUnion. These credit bureaus are required to provide consumers with one [...]
All consumers are entitled to a free credit report every 12 months. Some states, including Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey, and Vermont have state laws that make residents eligible for a free credit report under state law. Additionally, all consumers who have been denied credit have a right to request a copy of [...]
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