Straight Talk Family Plan – Alternatives for Pricey Contract Wireless Plans?

No-contract carriers are becoming extremely popular as people are getting fed up with paying high wireless costs of the big contract carriers. MVNO’s (mobile virtual network operators) like StraightTalk, and others no contract carriers like Tracfone, Net10, Boost Mobile, Cricket and MetroPCS, offer much of the same quality of service since they use the same networks. Straight Talk […]

The Best Cell Phone Plans for Seniors

Looking at the way the world is changing, the more technologically savvy you are, the better. Many people tend to take advantage of the older citizen because of their supposed lack of technical knowledge and when it comes to cell phones, this thinking is very commonplace. Many companies disguise “senior mobile plans” as cheap alternatives, […]

Tips to Paying Off Hospital Debt after Giving Birth

The miracle of childbirth is a joyous experience that is all too often tainted with the harsh reality of having to pay for huge medical expenses. On average, the cost of giving birth is dependent on three things: your insurance coverage, the hospital or clinic you use, and the kind of delivery that is needed. […]

How to Plan A Wedding on a (Small) Budget

So you’ve finally met “Mr.Right” and you’re made the leap of faith and decided to get married. Like every bride-to-be, you want everything to be just perfect, but you also don’t want to break the bank to get it that way. We’ll cover some creative ideas about how to plan a wedding on a tight […]

Consumers Need to Boost Their Financial Literacy

Time and again, research has shown that the average American consumer lacks the basic essentials of financial knowledge. It is one of the reasons that so many consumers have faced such harsh financial struggles in the last decade. Financial companies and lenders are making it harder for consumers to go through basic transactions. Complicated terminology […]

The Pros And Cons Of Co-Signing A Loan

When a consumer applies for credit, either through a loan or credit card company, their own credit history is examined. If the borrower has bad credit or no credit at all, their application may be denied. This situation is not uncommon for young borrowers or an individual with past credit problems. How does one get […]

A Sample Budget for Family of Four

Creating a family budget is not always the easiest thing in the world to do, however if you are going to get out of debt or save for your first home it is necessary.  If you are anything like our family was your expenditures might severely outpace your income and if so, the first thing […]

Is Lending To Family and Friends Smart?

Money issues are often at the heart of many family squabbles because of the nature of transaction. Those who feel comfortable enough to ask for loans from loved ones may also feel less of a responsibility to pay back the money according to the loan terms. Often lenders make the mistake of not getting things […]

10 Recommended Category Percentages for Your Family Budget

One of the most difficult things to do when setting up a family budget for the first time is to try and figure out how much you should spend in each category.  The whole purpose of a budget is to set you straight on your spending habits and bring them back into line, right? So […]