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	<title>Leave Debt Behind&#187; expenses</title>
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	<link>http://www.leavedebtbehind.com</link>
	<description>Escape Your Debt. Build Your Future.</description>
	<lastBuildDate>Sat, 11 Feb 2012 16:31:22 +0000</lastBuildDate>
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		<title>What to Do to Be Prepared for a Layoff</title>
		<link>http://www.leavedebtbehind.com/frugal-living/budgeting/what-to-do-to-be-prepared-for-a-layoff/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-to-do-to-be-prepared-for-a-layoff</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/budgeting/what-to-do-to-be-prepared-for-a-layoff/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 12:00:35 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[job loss]]></category>
		<category><![CDATA[layoff]]></category>
		<category><![CDATA[resume]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=5519</guid>
		<description><![CDATA[While no one can predict when they will get a pink slip, there are often signs of impending doom in the workplace, especially when others around you are getting cut. In this economy, it is highly possible to be let go from your job for a number of circumstances beyond your control so it is [...]]]></description>
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		<title>How to Save Money at the Salon</title>
		<link>http://www.leavedebtbehind.com/frugal-living/saving-money-tips/how-to-save-money-at-the-salon/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-save-money-at-the-salon</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/saving-money-tips/how-to-save-money-at-the-salon/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 12:00:52 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Saving Money Tips]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[frugal beauty tips. discounts]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[services]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=5420</guid>
		<description><![CDATA[No matter your financial stability, you likely still need to keep a professional look for your job which includes nice clothing and a clean look. Visiting a salon is not always done out of luxury and there are ways to save on your trips to continue living a frugal life. &#160; Here are some tips [...]]]></description>
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		<title>How To Budget For Irregular Expenses</title>
		<link>http://www.leavedebtbehind.com/frugal-living/budgeting/how-to-budget-for-irregular-expenses-2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-budget-for-irregular-expenses-2</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/budgeting/how-to-budget-for-irregular-expenses-2/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 12:00:16 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[credit card bills]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[irregular expenses]]></category>
		<category><![CDATA[online banking]]></category>
		<category><![CDATA[savings accounts]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=5357</guid>
		<description><![CDATA[If you are wondering how to budget for irregular expenses, you may be well ahead of the many other consumers who have had budgets ruined by unexpected, irregular expenses. Budgeting for costs you don’t always have to pay and are not always sure when to expect can be difficult and often leads people to forget [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What to Know About Creating a Zero-Based Budget</title>
		<link>http://www.leavedebtbehind.com/frugal-living/budgeting/what-to-know-about-creating-a-zero-based-budget/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-to-know-about-creating-a-zero-based-budget</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/budgeting/what-to-know-about-creating-a-zero-based-budget/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 12:09:31 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[budget worksheets]]></category>
		<category><![CDATA[budgeting methods]]></category>
		<category><![CDATA[create a budget]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[tracking expenses]]></category>
		<category><![CDATA[zero based budget]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=4454</guid>
		<description><![CDATA[Consumers that do not use budgets on a regular basis often neglect this aspect of personal finance simply because they can not formulate a budget that works. There are many budgeting methods that one could use and it really depends on your personal habits and financial information to determine which method works best for you. [...]]]></description>
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		<title>When Do You Plan to Be Debt-Free?</title>
		<link>http://www.leavedebtbehind.com/debt-help/when-do-you-plan-to-be-debt-free/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=when-do-you-plan-to-be-debt-free</link>
		<comments>http://www.leavedebtbehind.com/debt-help/when-do-you-plan-to-be-debt-free/#comments</comments>
		<pubDate>Sun, 01 May 2011 12:19:01 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Get Out Of Debt]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[debt elimination]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[income]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3860</guid>
		<description><![CDATA[Dealing with personal finance matters always requires a plan if you want to find success. Many people who are dealing with excessive debt may say they’d love to be debt-free but rarely do they actually plan to make that happen. In fact, the lack of financial planning may be just what got them in trouble [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How To Set Up A Monthly Budget</title>
		<link>http://www.leavedebtbehind.com/frugal-living/budgeting/how-to-set-up-a-monthly-budget/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-set-up-a-monthly-budget</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/budgeting/how-to-set-up-a-monthly-budget/#comments</comments>
		<pubDate>Mon, 03 Jan 2011 14:50:10 +0000</pubDate>
		<dc:creator>Trisha Wagner</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3290</guid>
		<description><![CDATA[The New Year is here and if you are looking to be debt free in 2011 now is the time to learn how to set up a monthly budget. Using a budget will help keep you on track for paying your bills on time while reducing household spending. Additionally, if you are looking for a [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Switching From Credit Cards To Cash</title>
		<link>http://www.leavedebtbehind.com/frugal-living/switching-from-credit-cards-to-cash/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=switching-from-credit-cards-to-cash</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/switching-from-credit-cards-to-cash/#comments</comments>
		<pubDate>Sat, 01 Jan 2011 14:38:16 +0000</pubDate>
		<dc:creator>Trisha Wagner</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash only]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[expenses]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3276</guid>
		<description><![CDATA[If you struggle with sticking to a budget and/or have piles of credit card debts, one of the best things you can do to help your bottom line is switch to paying with cash. By cutting up your plastic and switching to cash you will not be able to spend what you don’t have. Most [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Impulsive or Compulsive: What Kind of Shopper Are You?</title>
		<link>http://www.leavedebtbehind.com/frugal-living/saving-money-tips/impulsive-or-compulsive-what-kind-of-shopper-are-you/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=impulsive-or-compulsive-what-kind-of-shopper-are-you</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/saving-money-tips/impulsive-or-compulsive-what-kind-of-shopper-are-you/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 18:20:30 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Saving Money Tips]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[impulse buys]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shopping habits]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=2414</guid>
		<description><![CDATA[The recession has brought about a new frugal attitude and more consumers are stepping up to tighten the purse strings. But not all people are still inclined to save their cash for a rainy day or major emergency. Some who believe they were born to shop still are shopping to the detriment of their own [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>3 Steps To A Better Budget</title>
		<link>http://www.leavedebtbehind.com/frugal-living/budgeting/3-steps-to-a-better-budget/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=3-steps-to-a-better-budget</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/budgeting/3-steps-to-a-better-budget/#comments</comments>
		<pubDate>Thu, 20 May 2010 17:23:15 +0000</pubDate>
		<dc:creator>Trisha Wagner</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[income]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=1744</guid>
		<description><![CDATA[Budgets have played an important role in helping families manage their personal finances for generations. The way people create and use a budget today might be very different than years ago, but the end result is the same: knowing how much money is coming in and how much is going out. Budgets can range from [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Wanna Be Rich? Don’t Emulate These Celebrities</title>
		<link>http://www.leavedebtbehind.com/frugal-living/budgeting/wanna-be-rich-don%e2%80%99t-emulate-these-celebrities/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=wanna-be-rich-don%25e2%2580%2599t-emulate-these-celebrities</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/budgeting/wanna-be-rich-don%e2%80%99t-emulate-these-celebrities/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 20:04:37 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[celebrity debt]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[lifestyle]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[needs]]></category>
		<category><![CDATA[tabloids]]></category>
		<category><![CDATA[tax debts]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=1565</guid>
		<description><![CDATA[It is becoming more and more common to hear about the millions (and billions) of dollars famous people are making – some for doing not much of anything but being the pinup people for tabloid fodder. Average consumers often look with envy at the lifestyles of the rich and famous, wishing they too could have [...]]]></description>
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