Impulsive or Compulsive: What Kind of Shopper Are You?

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The recession has brought about a new frugal attitude and more consumers are stepping up to tighten the purse strings. But not all people are still inclined to save their cash for a rainy day or major emergency. Some who believe they were born to shop still are shopping to the detriment of their own [...]

3 Steps To A Better Budget

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Budgets have played an important role in helping families manage their personal finances for generations. The way people create and use a budget today might be very different than years ago, but the end result is the same: knowing how much money is coming in and how much is going out. Budgets can range from [...]

Wanna Be Rich? Don’t Emulate These Celebrities

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It is becoming more and more common to hear about the millions (and billions) of dollars famous people are making – some for doing not much of anything but being the pinup people for tabloid fodder. Average consumers often look with envy at the lifestyles of the rich and famous, wishing they too could have [...]

When to Get Debt Help

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Deciding when you need help with debt is an individual decision.  It will depend on how your debt is affecting you and your family.  Some debt can be healthy. Mortgages, credit cards and student loans are all considered healthy debt if they are paid on schedule.  A good dose of outstanding balances is not necessarily [...]

Money Rewind: Are You Sticking to a Budget Yet?

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Do you have more bills then money at the end of the month?  Having trouble paying down the mortgage, rent or groceries?  You are one of millions of people who have reached the end of their rope and need help. Due to financial crisis from a job loss, unexpected expenditures or simple over spending, setting [...]

3 Tried & True Ways to Eliminate Debt

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Staying out of debt is a lot easier than digging yourself out of a mountain of financial liability.  With the state of the current economy it is easy for people to fall into owing money.  Unemployment, job loss and interest hikes all lead to an increase in past due accounts.  Follow these handy common sense [...]

New Year New Budget

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Budgeting is not a once-and-done duty. In order for a budget to be successful, it needs to remain ever-revolving. As December quickly heads into a new year, it is the perfect time to review your budget and your savings goals. Getting passive about your budgeting system can also lead you to getting passive about your [...]

3 Key Steps To Make An Easy Household Budget

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If you don’t yet have a household budget in place, there is no better time than the present to get started. Over the past two years, many consumers have discovered that a lifestyle of consumerism without attention to saving and investing can lead to financial disaster. One of the easiest ways to regain control over [...]

How To Earn Money For College

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Students planning for their future may be stunned to learn how much life costs outside the protective shell of their family. With tightening family budgets and parents who are struggling to get by, let alone pay for college, more students are being forced to seek out innovative ways to earn their own money before heading [...]

What You Don’t Know About Health Insurance Can Cost You

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Health insurance premiums can seem overwhelmingly expensive and the choice in coverage plans can seem at best confusing but the reality is – if you do not have health insurance when you need it, you will lose more money and face more financial crisis than had you been paying the most expensive premiums should tragedy [...]