0% Balance Transfers – Are They Worth It?

APR

One way consumers choose to eliminate debt is to evaluate their options using credit cards. A popular choice for this purpose is often balance transfer cards that offer 0% interest for a period of time that allows you to consolidate your existing credit card debt onto the new card. With zero interest, consumers have a [...]

4 Steps for Removing Credit Cards from Your Spending Life

cash

Credit cards are good for one thing – improving your credit score.  In order to get good credit, you have to use credit. Credit cards also can serve a purpose when you use them wisely to gain access to the multiple rewards card companies are offering consumers just for regularly using their cards. Unfortunately, credit [...]

8 Questions to Ask a Credit Counseling Agency

debt-settlement

When you are trapped under the heavy weight of debt, credit counseling agencies can be a way to avoid bankruptcy and eliminate debt in a more efficient way than if you were to handle it all on your own. While any consumer has the power to negotiate balance payoffs, many would benefit from the additional [...]