Whether or not you conduct your business online or not, you may have noticed the increased offers from your creditors to go paperless. Companies are pushing for customers to ditch the paperless statements and receive their monthly bills and statements online via email or by logging in to their account. It is beneficial for companies [...]
As the recession is still fresh in consumer’s minds, people seem to be working more diligently to repair their credit and reduce their spending. Since most people took a financial hit over the last year, many are working to ensure it doesn’t happen again. One step towards a better financial future is to understand where [...]
If you are facing a financial hardship and find yourself wondering where you can turn for assistance, think twice before turning to your family or friends. While your loved ones may have the best intentions in mind when lending you money to help you through tough times, this help is often the root of future [...]
There are some debts that may have gotten past you over the years that eventually went to collections and was listed as a charge off to the original creditor. Not everyone will be so inclined to pay off really old debts but many will for the peace of mind and the hope of improving their [...]
With more people steering clear of credit card debt, the number of non-credit transactions are on the rise. Many consumers are opting to use their debit cards for day-to-day purchases, however using cash can also help you save money while avoiding debt. There are many situations where the use of cash can not only prevent [...]
A debt trigger can be just about anything. Debt does not discriminate against anyone. The bottom line is that anyone at anytime can find themselves under a pile of debt that they can’t seem to dig themselves out of. Realizing the variety of debt triggers out there and what is a specific trigger for you [...]
Being upside down on your home can bring about many stressors as well as many questions as to the next step. Homeowners who owe more for their mortgages that what the home is worth are considered to be in the upside down category. The recent housing crisis has put many homeowners into a difficult predicament. [...]
Deciding what when where and how to spend your hard earned money is not an easy decision for most average Americans, especially if you are looking at large ticket items. The definition of a large purchase is different for everyone. If you are a millionaire, which most of us are not, spending $5,000 on a [...]
Wells Fargo is a financial giant and is willing to settle accounts with people who can’t pay the minimums on their credit cards. Here’s a sample debt settlement letter from them to a customer offering them to settle for 50% off the balance owed. Generally if you’ve got a lot of credit card debt (more [...]
Money is a topic that affects all of us – whether you have too little or more than enough, money will affect your entire life. It seems experts recommend we are supposed to do a lot of things with our money. We are to be saving for retirement and the kids’ college education. We are [...]
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