Some people can climb out of debt through simple budgeting. They determine how much they spend each month, and then look for ways to cut down on that spending. Savings they find go right toward their debt, and over time, that debt starts to fall. Other people may find that budgeting simply doesn’t provide enough [...]
The American Association of Credit Counselors was founded in 1955, disbanded during the 1980’s but was re-established in 2010. They’ve kept the same core principals of putting consumers first and offering fair and transparent debt solutions for over 55 years. The new American Association of Credit Counselors (AACC) was formed during a meeting held on [...]
People with more debt than ability to pay often turn to debt settlement companies for help. These companies offer to work directly with your creditors, and they claim they can reduce the overall amount you owe and make it easier for you to take charge of your debt and make progress on paying that debt [...]
People with severe debt problems have many online services to choose from. Run a quick search for “online credit monitoring,” and you’ll receive page after page of links to companies that will work with your creditors and lower your monthly payments. Not everyone needs this severe sort of help, however. Many people have debt from [...]
This post is a sponsored post on behalf of DebtEye.com. The opinions are mine. For more information on sponsored posts read here. The debt relief industry today is filled with unethical companies who charge outrageous fees for a service that you can actually do yourself. Many people fail to realize that it negotiating your debt doesn’t [...]
Debt has several rules including how long creditors and collectors can pursue their debts. This expiration of debt is known as the statute of limitations and it can be a confusing concept for many consumers struggling with debt. Understanding the Statute of Limitations on Debt The statue of limitations on debt essentially put a deadline [...]
Just like personal debt issues, businesses can also be plagued by significant debts and be hounded by debt collectors looking for payment. Business debt can be more complicated than personal debt because it can affect more than just one or two people. Owing money to vendors that you just can’t pay can put people within [...]
One of your biggest debts in your financial lifetime is likely your mortgage. If you let you mortgage run its course, you will be paying almost as much in interest fees as you do for your principal – sometimes even more. If you can budget your way into saving enough money to pay off your [...]
Debt and disorganization go hand in hand. There is no doubt there is a strong connection between how well you can management your environment to how much debt you continue to live with. As the start of a fresh year is upon us, people are gearing up to get (and stay) organized but truth be [...]
If you are getting prepared for your first credit counseling meeting, you might be worried about what to expect and feel some hesitation about having to admit your need of third-party help. You are not alone. There are many people who have decided to get help before it was too late. Getting your finances back [...]
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