Top 5 Dirty Tricks Debt Collectors Use

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Debt collectors have a vested interest in the money they get you to pay on your debts. Collecting this money is how debt collectors make their own money so it should not be surprising to find that they will sometimes use tactics that are considered ‘dirty’ tricks to get you to pay up. Even when [...]

How to Make Collection Companies Stop Calling

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You’re enjoying a pleasant dinner with your family, and the phone starts to ring. Before you even pick up the receiver, your heart starts pounding and your blood pressure begins to spike. Why? You know the caller is about to ask you to pay a debt that isn’t yours. Perhaps you have the same name [...]

Negotiation Tactics for Debt Collectors

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Dealing with a debt collector can be a harrowing experience especially if you continue to ignore their calls, their letters, and other efforts to collect on debts you owe. While there have been stricter regulations about how debt collectors can work, they are still within their legal rights to work on getting back the money [...]

Fair Debt Collection Practices Act- Is It Working?

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Many consumers have managed to survive the recession and weak economy in the last few years, however most have done so with a struggle. Individuals who previously had no experience with debt collectors and their antics may have been surprised by the tactics used to collect delinquent payments. While many consumers are back on their [...]

Fight Back Against Debt Collectors

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Debt collectors can strike fear in the hearts of anyone who has fallen behind on their bills. Dealing with daily collection calls can compound the stress, guilt and fear you already feel when dealing with a financial hardship. Contrary to popular belief, the majority of consumers who have fallen behind in recent years are not [...]

Debt Collection Agency Held Accountable For Illegal Practices

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Anyone who is currently or in the past dealt with debilitating debt knows the anger, frustration and sometimes fear that accompanies debt collection practices. It has often been said that debt collectors are people just like you or I, trying to do their job. Sadly there are times when these individuals or agencies for which [...]

How To Dispute A Debt

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Many people who are struggling with high debt balances tend to avoid reviewing their credit report. After all, who needs to be reminded that debt is overtaking their life? Well the cold hard truth of the matter is this; everyone needs to know what information has been reported to the credit bureaus in the event [...]

The Wrong Way To Deal With Debt Collectors

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For every situation in life there is a right way to respond and a wrong way to respond. In the case of financial decisions, making the wrong choices can often result in negative consequences down the road. One of the consequences you might face if you have managed your finances poorly or face a financial [...]

How to Get a Collection Agency to Work With You

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We’ve experienced, or at least heard about, the endless stories of dealing with harassing debt collectors, trying to collect on debts and using rather low tactics to do so. While it is true that there are some debt collectors and collection agencies that can be over the top, it is also true that not all [...]