As a consumer, you have certain rights according to the Fair Debt Collections Practice Act (FDCPA) when it comes to creditor collections. There are rules debt collectors and creditors must follow when attempting to collect debt balances from you. Essentially you do not have to tolerate harassment or threats from those trying to get money [...]
Many unemployed workers are running out of benefits and still do not have a job. Those without steady income are facing even bigger debt issues than they had before and have no idea what to do next. When unemployment benefits run out without any job prospects, it seems there is a slim chance of survival. [...]
When dealing with collection agencies there are important tips to keep in mind. It’s important to know if the debt is actually yours and know if it’s a first-party or third-party collection. With first-party collections, a collection agency is hired by the lender. In the case of third-party collections, a lender writes off your debt [...]
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