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	<title>Leave Debt Behind&#187; Debt Collection</title>
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	<link>http://www.leavedebtbehind.com</link>
	<description>Escape Your Debt. Build Your Future.</description>
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		<title>Top 5 Dirty Tricks Debt Collectors Use</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/top-5-dirty-tricks-debt-collectors-use/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=top-5-dirty-tricks-debt-collectors-use</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/top-5-dirty-tricks-debt-collectors-use/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 12:14:10 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[collecting debts]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[harrassment]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=4507</guid>
		<description><![CDATA[Debt collectors have a vested interest in the money they get you to pay on your debts. Collecting this money is how debt collectors make their own money so it should not be surprising to find that they will sometimes use tactics that are considered ‘dirty’ tricks to get you to pay up. Even when [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Make Collection Companies Stop Calling</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/its-not-my-debt-how-to-make-the-collection-companies-stop-calling/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=its-not-my-debt-how-to-make-the-collection-companies-stop-calling</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/its-not-my-debt-how-to-make-the-collection-companies-stop-calling/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 18:18:24 +0000</pubDate>
		<dc:creator>Jean Dion</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[debt collector calls]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=4495</guid>
		<description><![CDATA[You&#8217;re enjoying a pleasant dinner with your family, and the phone starts to ring. Before you even pick up the receiver, your heart starts pounding and your blood pressure begins to spike. Why? You know the caller is about to ask you to pay a debt that isn&#8217;t yours. Perhaps you have the same name [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Collectors are Becoming More Aggressive</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/debt-collectors-are-becoming-more-aggressive/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=debt-collectors-are-becoming-more-aggressive</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/debt-collectors-are-becoming-more-aggressive/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 02:46:33 +0000</pubDate>
		<dc:creator>Guest Contributor</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[harassment]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=4482</guid>
		<description><![CDATA[In today’s turbulent economic times, debt collectors are becoming more aggressive than ever before. Anyone who has fallen behind on credit card debt, medical bills or a home mortgage knows that unsettling feeling of hearing the phone ring at dinner or seeing a 1-800 number appear on the caller ID. Consumers Have Rights Unfortunately, many [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New FTC Rules on Debt Collection For Deceased Debtors</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/new-ftc-rules-on-debt-collection-for-deceased-debtors/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=new-ftc-rules-on-debt-collection-for-deceased-debtors</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/new-ftc-rules-on-debt-collection-for-deceased-debtors/#comments</comments>
		<pubDate>Thu, 11 Aug 2011 12:08:26 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[estates]]></category>
		<category><![CDATA[FTC regulations]]></category>
		<category><![CDATA[legal liability]]></category>
		<category><![CDATA[wills]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=4313</guid>
		<description><![CDATA[The Federal Trade Commission has received so many complaints regarding the collection practices of debt collectors who are working to collect unpaid balances from the deceased has necessitated that new guidelines be established to prevent the continuation of deceptive collection practices. When a person passes away and leaves outstanding debt, it is often the deceased’s [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>Understand The Statute Of Limitations On Debt</title>
		<link>http://www.leavedebtbehind.com/frugal-living/budgeting/understand-the-statute-of-limitations-on-debt/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=understand-the-statute-of-limitations-on-debt</link>
		<comments>http://www.leavedebtbehind.com/frugal-living/budgeting/understand-the-statute-of-limitations-on-debt/#comments</comments>
		<pubDate>Fri, 13 May 2011 23:11:40 +0000</pubDate>
		<dc:creator>Trisha Wagner</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[statute of limitations]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3916</guid>
		<description><![CDATA[Do you have an outstanding debt that is several years old? If you do, you may have noticed debt collectors are ramping up the efforts to collect that debt. This is due to the Statute of Limitations on debt collection. The SOL defines the period of time in which debt collectors can take you to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fair Debt Collection Practices Act- Is It Working?</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/fair-debt-collection-practices-act-is-it-working/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=fair-debt-collection-practices-act-is-it-working</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/fair-debt-collection-practices-act-is-it-working/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 17:15:51 +0000</pubDate>
		<dc:creator>Trisha Wagner</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3751</guid>
		<description><![CDATA[Many consumers have managed to survive the recession and weak economy in the last few years, however most have done so with a struggle. Individuals who previously had no experience with debt collectors and their antics may have been surprised by the tactics used to collect delinquent payments. While many consumers are back on their [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Debt Collection and Court Action</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/debt-collection-and-court-action/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=debt-collection-and-court-action</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/debt-collection-and-court-action/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 18:26:41 +0000</pubDate>
		<dc:creator>Cindy Brock</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[court action]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[legal action]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3701</guid>
		<description><![CDATA[Well, here&#8217;s another phone call from the debt collection folks and this time they&#8217;re threatening legal action.  This legal action &#8211; they say &#8211; will result in your wages being garnished or collected from your assets. In reality, a debt collection cannot threaten to take you to court.  In fact, the collector is actually violating [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Late Fees and Charges Increase Your Debt</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/when-late-fees-and-charges-increase-your-debt/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=when-late-fees-and-charges-increase-your-debt</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/when-late-fees-and-charges-increase-your-debt/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 18:25:00 +0000</pubDate>
		<dc:creator>Cindy Brock</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3575</guid>
		<description><![CDATA[How often have you made a purchase or overdrawn your bank account and, when the payment came do, you couldn&#8217;t pay the amount owed?  Circumstances change fast, and it&#8217;s not surprising that one day we have money and the next day we don&#8217;t. When a debt collector finally reaches you, he/she may say you owe $1200 [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Have a Ball and Spend Nothing &#8211; Frugal Can be Fun</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/have-a-ball-and-spend-nothing-frugal-can-be-fun/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=have-a-ball-and-spend-nothing-frugal-can-be-fun</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/have-a-ball-and-spend-nothing-frugal-can-be-fun/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 12:35:28 +0000</pubDate>
		<dc:creator>Guest Contributor</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[debt recovery]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3539</guid>
		<description><![CDATA[Any debt collection agent will tell you that when you’ve beaten the spending compulsion, you’ve got things under control. Beating the Spending Bug The idea that you have to spend money to have fun is probably the most destructive single mindset in anyone’s budget management. Think about it for a minute: Do you really have [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Debt Collection Federal Rules</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-collection/debt-collection-federal-rules/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=debt-collection-federal-rules</link>
		<comments>http://www.leavedebtbehind.com/debt-help/debt-collection/debt-collection-federal-rules/#comments</comments>
		<pubDate>Thu, 23 Dec 2010 20:45:18 +0000</pubDate>
		<dc:creator>Cindy Brock</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[debt collection federal rules]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>

		<guid isPermaLink="false">http://www.leavedebtbehind.com/?p=3227</guid>
		<description><![CDATA[Debt collection and it&#8217;s collectors are regulated by the U.S. Fair Debt and Collection Practices Act (&#8220;FDCPA&#8221;).  These regulations disallow a collector from &#8220;harassing, threatening, and lying&#8221; to the person from whom they are attempting to collect a debt.  As too many people have discovered, this is not always or usually the case. What Collectors Cannot [...]]]></description>
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		<slash:comments>1</slash:comments>
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