Does ‘Going Paperless’ Have Advantages?

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Whether or not you conduct your business online or not, you may have noticed the increased offers from your creditors to go paperless. Companies are pushing for customers to ditch the paperless statements and receive their monthly bills and statements online via email or by logging in to their account. It is beneficial for companies [...]

How To Negotiate Payments on a Charged Off Debt

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There are some debts that may have gotten past you over the years that eventually went to collections and was listed as a charge off to the original creditor. Not everyone will be so inclined to pay off really old debts but many will for the peace of mind and the hope of improving their [...]

Sample Letter: How To Notify Creditors After a Death

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When family members pass away, there is a lot of things to consider and a lot of paperwork to complete. Sadly, in addition to all of the grief that accompanies a death of a loved one, there can also be additional grief that comes from the con artists who take advantage of the situation. As [...]

Recession Lessons Learned

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As we continue to work through our financial woes as a nation, it is prudent to realize that the recent recession strains have lessons each of us should take to heart. While the scare factor may still be high, living in financial anxiety will certainly not allow you to get ahead again so it is [...]

How To Negotiate Your Own Credit Card Debts

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If your credit card balances are starting to pile up much too high for you to manage, it may be time to take a step forward and ask for assistance. There are now many resources that are available to consumers who are burdened by too much credit card debt. There are companies that will help [...]