In a perfect world, a credit card would be a straightforward financial tool. Consumers would borrow money that would accrue the agreed-upon interest, and pay either the monthly minimum payment or the entire balance when the statement arrives. Sounds simple, right? While it’s true that there are still credit cards which work this way, fees [...]
As bill payers, we are generally taught to make one lump payment to take care of our debt obligations each month. We formulate our budgets based on monthly expenses versus monthly income. But for those who are weighed down in credit card debts, making more than one payment a month can help reduce debts, especially [...]
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