Debt Consolidation Loans – Your Ticket Out?

There’s a couple to different types of consolidation loans – learn which may fit your situation best. A debt consolidation loan is a new loan you obtain to pay off various debts you have. A debt consolidation loan is usually acquired from a private lender and qualification may depend on your credit score, income and […]

7 Secrets Credit Card Companies are Keeping From You

Credit cards can be convenient and give you some perks and for many of people, have become an essential part of their lives.  But the little bit of green you may get in rewards  doesn’t compare to the green that the credit card company is making off of you. Regardless of your situation, whether you […]

Never Say These Things to a Debt Collector

You’re behind on your bills and the phone rings. It’s the worst sound in the world. Most in this situation know that answering the phone means dealing with nasty debt collectors, all hoping to taunt, tease, curse or trick people into paying debts they can’t possibly cover on the meager amount of money they bring […]

5 Signs that You Need Credit Counseling or Debt Settlement Help

Some people can climb out of debt through simple budgeting. They determine how much they spend each month, and then look for ways to cut down on that spending. Savings they find go right toward their debt, and over time, that debt starts to fall. Other people may find that budgeting simply doesn’t provide enough […]

Should You Pay Down Your Debt or Save Your Money?

You’ve put together your budget, determining how much you owe each month, how much you owe overall, how much you earn each month and how much you have in savings. If you’re lucky, you’ve found a small pocket of money. Perhaps you’ve discovered a small amount of money each month that you could apply to […]

New FTC Rules on Debt Collection For Deceased Debtors

The Federal Trade Commission has received so many complaints regarding the collection practices of debt collectors who are working to collect unpaid balances from the deceased has necessitated that new guidelines be established to prevent the continuation of deceptive collection practices. When a person passes away and leaves outstanding debt, it is often the deceased’s […]

Is A Spouse Responsible For The Credit Card Debt Of The Other Spouse?

When one spouse holds an individual credit card account and runs up significant credit card debt, they may wonder how this will affect their spouse. In some cases, a husband or a wife will maintain a credit account on their own to keep a private account or to hide excess spending. Whatever the reason for […]

Tips To Help You Avoid Credit Card Debt

Credit cards are the way that a good majority of Americans pay for their purchases. Each day consumers are solicited with credit card offers through the mail, on television, on the Internet and more. Credit card use has become a way of life in our country and credit cards have helped to contribute to the […]

Love and Money: Combining Your Finances as a Couple

One of the biggest commitments a couple can make is to combine their finances. It is a big decision and needs to be done with care to maintain trust, manage financial freedom and avoid stress. Find out some of the key things to think about when planning to combine your finances.

Reminders For Reducing Your Credit Card Debt

Was your new year’s resolution this year to reduce your credit card debt? Have you managed to get a start on it yet? Paying down credit card debt is hard work and takes careful planning as well as determination and perseverance. Here are some timely reminders to help keep you on track this year with […]