How often have you made a purchase or overdrawn your bank account and, when the payment came do, you couldn’t pay the amount owed? Circumstances change fast, and it’s not surprising that one day we have money and the next day we don’t. When a debt collector finally reaches you, he/she may say you owe $1200 [...]
For every situation in life there is a right way to respond and a wrong way to respond. In the case of financial decisions, making the wrong choices can often result in negative consequences down the road. One of the consequences you might face if you have managed your finances poorly or face a financial [...]
When dealing with collection agencies there are important tips to keep in mind. It’s important to know if the debt is actually yours and know if it’s a first-party or third-party collection. With first-party collections, a collection agency is hired by the lender. In the case of third-party collections, a lender writes off your debt [...]
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