As bill payers, we are generally taught to make one lump payment to take care of our debt obligations each month. We formulate our budgets based on monthly expenses versus monthly income. But for those who are weighed down in credit card debts, making more than one payment a month can help reduce debts, especially [...]
Budgets have played an important role in helping families manage their personal finances for generations. The way people create and use a budget today might be very different than years ago, but the end result is the same: knowing how much money is coming in and how much is going out. Budgets can range from [...]
Money is a topic that affects all of us – whether you have too little or more than enough, money will affect your entire life. It seems experts recommend we are supposed to do a lot of things with our money. We are to be saving for retirement and the kids’ college education. We are [...]
Starting out on the right financial foot is a great way to make headway into a solvent economic future. Take the following quiz to see if you are on the right track to financial success. 1. Do you have a budget set up? Creating a monthly budget and sticking to it is a great way to [...]
When was the last time you looked closely at your bill statements? If you are like many people you might just glance at the balance and date due then file the bill accordingly. The problem with this practice is you may be missing charges or fees that are being posted to your account which raise [...]
As we continue to work through our financial woes as a nation, it is prudent to realize that the recent recession strains have lessons each of us should take to heart. While the scare factor may still be high, living in financial anxiety will certainly not allow you to get ahead again so it is [...]
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