New Bills? I Didn’t Pay Off Last Month’s Yet!

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Having money problems is not uncommon these days especially with the high rate of unemployment and higher cost of living. Even a few gallons of gas to get to work can set you back pretty far in a week’s time. As the living expenses keep adding up, you may find eventually that new bills are [...]

5 Signs of Debt Trouble You Might Be Overlooking

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Debt can be a serious burden when you know you are already deep down in it. But there are some individuals and families who do not realize how close they are to crossing the line. Some of the more obvious signals of debt include not enough income to pay all the bills in a month [...]

Prioritizing Debts When You Can’t Pay Them All

No  matter what kind of debt advice you receive, there is not much you can do if you simply can not afford the debts that have piled up against you. You may have reworked your budget a few times and tried to supplement your income but ends are barely meeting even before you get to [...]

Should You or Shouldn’t You? The Pros and Cons of Debt Consolidation

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Debt consolidation is the process by which you get a loan to cover the costs of all your debt, essentially paying off your debt all at one time. Like all things, there are advantages and disadvantages to using debt consolidation as a means to be debt free. Let’s discuss both the benefits and the not-so-beneficial [...]