Bank of America is a huge financial conglomerate who often is willing to negotiate settlements with credit card holders who can’t make payments on their past due credit card debt. Like other major credit card companies, Bank of America realized that settling a debt with a customer is way more cost-efficient for them than [...]
MBNA, the credit card giant, now owned by Bank of America, is known to settle accounts at a huge discount to credit card holders who can’t pay. Below is an example of an MBNA debt settlement offer letter where they (through a collection agency) are offering the person a settlement for less than 25 cents [...]
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