Comments on: Debt Remedy Solutions LLC Review

By: Nate

Nate — Thu, 11 Aug 2011 19:01:12 +0000

Brian,

I’m not giving you legal advice or any other advice for that matter. But, this is what I would do.

Keep paying DRS their required service fee. I would be afraid of being sued by them as well If I did not keep paying them the agreed upon debt service fee. I would confront my creditors and ask them if I still owed them money and how much. To establish goodwill I would also give my creditors my cell phone number so they can keep in touch with me and notify me of any changes on my account. I would also tell them that I’m a frequent Lotto player and expect to win very soon. If need be, I would visit DRS in person. I am of advanced age, but I would never use it as an excuse to shrink from my responsibilities as a debtor. Some people would, but I wouldn’t. I would take my situation like the man I am and move on. Playing the victim and acting like a cry baby marks a person as a wimp. I would also be worried about any secured debts, such as business loans, mortgages and auto loans. If I owned a business, I would be concerned that the courts would have the sheriff seize property to pay off any outstanding debt. If I owned a house, I would worry that the courts would seize my home. I hope I was able to help by showing what I would do. I’m not in a position to give advice nor am I qualified.
Goon luck,
N

By: Brad

Brad — Mon, 13 Jun 2011 02:56:27 +0000

Hi Brian,

Sorry to hear about your predicament. My advice (if you are asking for it) would be to drop them like a rock, especially if you cannot contact anyone there. Immediately cease your relationship with them and start saving that $210 a month for a settlement. I don’t think you have to go to Chap 7 yet. Try to give your creditors a call and explain the situation, and that you have no money to pay the balance, but you might be able to work out a settlement deal if they are willing, This’ll be the start of your negotiations.

Let us know how you do with this. Thanks.

By: Brian W. Cole

Brian W. Cole — Sun, 12 Jun 2011 20:27:46 +0000

I have been with DRS for 14 months now and have paid in well over $3,000 (and counting) for “service fees”. What that entails I don’t know because I am NOT kept updated on their progress. I am NOT contacted on any regular basis with supposed negotiated settlements or offers. (note- I’ve had MAYBE 3 ‘offers’ in that time) Now that my creditors have definitely got the message that no money is forthcoming, I am in the process of being sued by Bank of America, for one, and I have repeatedly FAX-ed and called by landline DRS with no response. (?) So one is left to wonder just WHAT they are doing with their time and my money? Their phone numbers both FAX and landline have changed over the year-plus I’ve been with them. I am now considering cutting them out of the ‘solution’ picture, cutting my losses and filing CH 7. For the $210 I now pay DRS a month I can accumulate enough to file a CH 7 ($2,000) in no more than 10 months and be done with it. Since I am of advanced age, reestablishing my credit is of no concern, and, truth be told, creditors, whomever they may be, will likely be swarming at the gates to get me and countless thousands of others back on the debt ‘nipple’ as soon as possible, certainly (so I’ve heard) no more than 2 years. Heck, I STILL get to this day offers from numerous credit companies even with my credit in the crapper.