Is Renting Better Than Buying In This Market?

With all the chatter about the housing market of today, there is considerable thought being put into whether or not renting or buying is better with the economy the way it is. While some consumers may consider renting in order to save money and the hassle associated with today’s home loan processes, renting may not […]

How to Decide Whether or Not to Refinance

With the tough economic situation the country is undergoing, consumers need to make a lot of decisions with great care and full understanding of the ramifications of those decisions concerning their financial life. One such major decision involves whether or not to refinance an existing mortgage to capitalize on monthly savings. Choosing to refinance a […]

How To Budget For A House Move

Moving can be a costly and if you are tight on funds you will want to make sure you plan and budget well in advance. Moving locally can cost you more than you might think and if you are moving long distance your moving costs can be astronomical. Here is a look at how you […]

How to Lower Property Taxes

Despite the value of homes decreasing rapidly, the amount people pay for their property taxes are increasing. Since property taxes are based on the assessed value of homes, this discrepancy makes very little sense! The National Taxpayers Union has estimated that about 60% of all properties are over-assessed and paying taxes that are too high […]

Top 3 Reasons to Sell your House Quickly

For many of us, the global financial crisis has had a negative impact on our day to day lives.  Whether you’ve lost your job, had unexpected expenses, or have had a lender increase interest rates on you, we all have a reason to try to get some cash quickly. Your primary residence can serve you […]

How to Refinance a Bad Home Loan

How to Refinance a Bad Home Loan You were probably really happy when you were first approved for a home loan. But now that you’ve had the loan for awhile, you may have realized that the interest rate is a little higher than you’d like. Or perhaps you are making less money now and having […]

Seniors Have More Options for Safer Reverse Mortgages

With many seniors struggling to make finances work during their retirement years, many are worried about what options they have to stay financially stable without being taken for a ride. In the past, reverse mortgages were a questionable move that left individuals in more financial trouble than where they started. However, recent changes to how […]

Borrowing Against Your House: Pros and Cons

Your house is not only an important asset because of the safety and security it offers your family, but also because it can be like having money in the bank. With credit card debt on the rise and the prevalence of savings accounts on the decline, knowing that the equity in your home is like […]

Options For Homeowners Facing Foreclosure

Homeowners across the nation have been on high alert since the beginning of the foreclosure crisis. Millions of families have already witnessed first hand the devastating effects resulting from the economic downturn. Unfortunately the full impact of subprime fiasco has yet to be felt for all homeowners. High unemployment rates continue to cause problems for […]

How To Avoid Becoming House Poor

Sellers may be experiencing a tough time with the current real estate market but for buyers, there are many reasons why now is the time to buy. With low mortgage rates and a supply of inventory that can only be described as excessive, many individuals who are in the market for a new house can […]