As we strive to get out of debt and track our spending, we will still find it hard to let old habits die easily. While we may understand there are cuts we need to make in our budgets, it may be hard to let go of something that bring us comfort or at least the things we don’t think we can live without. It is these little things that we purchase that can really add up and prevent us from using our money to pay down debts.

Here are 5 things you really pay too much for and would be better off not buying:

Bottled Water
Of course we must drink water each day to keep our health in check but there are much more savings-conscious ways to stay hydrating than picking up 3 or 4 pricey bottles of water from the convenience store each day. At more than $2 a pop for a bottle of H20, you can easily end up paying $40 a week or more during your average work week. A better investment? Invest in a filtration pitcher for your tap water and recycle those used plastic bottles for a quick refill.

Pre-Cut Groceries
Sure it may save you some time and aggravation by picking up a fruit or veggie tray at the grocery store, but the amount of money you shell out for the pre-cut food items will cost you a bundle. You are much better off purchasing the uncut produce and preparing it at home. You can cut your grocery spending by more than 50%. To make it easier to grab and go and prevent waste, slice and wash what you bring home as soon as you get there and store them in air-tight, easily accessible containers or grab and go snack bags.

ATM Fees
Whenever you use an ATM that is not associated with your bank, not only do you incur charges from the ATM sponsor, you also will get hit with fees from your own bank. With proper planning and budgeting, you should never have to pay another ATM fee again except in the rare case of emergency. If you don’t plan to have cash on hand, you are looking at taking a $2-$5 hit each time you withdraw your cash.

Movie Theater Experience
Not much beats experiencing a big action thriller on the big screen but with the ever increasing price of box office tickets and snacks, a family of four is looking at up to $40-$60 for one night out to the movies, not including dinner. Save the big bucks and open an account at Netflix or Blockbuster. The cost of one movie night out can equal up to 6 months of an online membership to one of the movie mailers.

Credit Card Fees
As credit card rules keep changing, there are millions of account holders who are struggling to keep up with their debts and end up making late payments or missing entire payments on their credit card accounts each month. These late or missed payments can cost you not only in the short-term but also for years to come. $30 + fees plus additional charges for memberships, balance transfers, and other transactions can put your credit card debts in serious straits. Setting up automatic payments each month can help reduce  or eliminate the amounts of fees you have to pay each month. You can also cancel cards that incur membership fees and keep your credit spending down to the bare minimum.