Should Possible Tax Ramifications Determine if Debt Settlement is Right For You?

Are you considering debt settlement as an option to tackle an ever increasing amount of debt? If your best attempts to maintain minimum payments and keep your credit score out of the dump are failing and you feel you are running out of options, debt settlement can provide a road to real debt relief. There […]

Why Getting An Income Tax Refund May Not Be The Best Use of Your Money

The holiday rush has come and gone and most of us are settling back into our normal routines as the new year moves forward. Tax season is upon us and for many individuals who look forward to a check from Uncle Sam it can be a much anticipated time of year. Are you one of […]

What To Do When Your Kids Are Struggling With Debt

Parenting can be on of the most difficult yet rewarding task of you entire life. It is never easy to see your kids struggling with anything, least of all debt. But what happens when just that situation arises and you feel obligated to help your children deal with their financial mistakes. Here are some tips […]

What You Wish You Knew About Tax Refund Anticipation Loans

For some people, tax time is a roller coaster ride of daily life, trying to find receipts and get all of the information you have from throughout the year compiled into one place. It can be trying for the most patient of people but alas, the job needs to get done. Once the paperwork has […]

4 Things You Need to Do Before Tax Time

As we all struggle to make it through the holiday season, the hectic schedules, and the overspending we may tend to do, there are some other things you need to be thinking about to keep your financial wits about you. After the New Year, everyone is gearing up for tax time but now is the […]

Tips on How to Reduce Tax Debt

Tax debt can be as disturbing as any other type of debt. Like any debt, reducing IRS debt can be done by following these simple methods. Just like credit card debt, a tax debt to the IRS can be a major stress and be a long-lasting problem if it’s not taken care of properly. The […]

5 Ways Charitable Giving Improves Your Well-Being

With an economy on the slide, incomes being slashed and the national mood bordering on fear with the fiscal cliff looming, the amount of dollars contributed to charitable organizations is down pretty much across the board.  Most people are still in a charitable mood, says Patrick Rooney, executive director of the Center on Philanthropy at Indiana University in Indianapolis.  “Their motivations […]

5 Reasons You Should Never Borrow Money From Family Members

It’s no secret that banks are making it harder and harder to borrow money. In fact, it’s become almost impossible for people with less-than-perfect credit to take out loans for even small purchases, including home appliances. Larger loans, for necessities like cars and houses, are basically just out of reach for these people. If you’re […]

Tips for Buying a House in 2012

In the past few years we have all seen the housing bubble in the United States burst and home values drop. With several people trying to sell homes that they can no longer afford or bank possessing houses they do not want to be holding on to it has become a buyer’s market. Even though […]

Why Gift Cards are the Perfect Last Minute Gift

It never fails that just when you think you are done with your holiday gift shopping, you suddenly remember one more person you’d like to give a gift to during the holiday season. You are certainly not the only one who has experienced this last-minute gift crisis and retailers have long been providing an easy […]