Love may be in the air but money is not always in the bank when you need it to go on a date. First impressions are a big deal and if your frugality gets confused with being a cheapskate, it may be hard to get a second date. There are lots of people nowadays who [...]
It may seem that summer has just ended and the kids have just barely returned to school, but believe it or not – the holiday season will be here before we know it! If you’re like most people, you forget about the winter holidays just as soon as they end, instead of putting aside money [...]
The recession has brought about a new frugal attitude and more consumers are stepping up to tighten the purse strings. But not all people are still inclined to save their cash for a rainy day or major emergency. Some who believe they were born to shop still are shopping to the detriment of their own [...]
Saving for retirement is necessary to guarantee when the time comes to exit the work force, you will have adequate savings from which to live. How you manage your finances throughout your working years will play a vital role in the comfort of your golden years. By avoiding debt wherever possible and following a well [...]
The summer season is passing by quickly and parents of school age children should begin planning the back-to-school season. In just a few short weeks the kids will be heading back to class and now is the time to think about back-to-school shopping. As with many special shopping seasons throughout the year, there are plenty [...]
While retirement may be years away for some individuals, it hasn’t stopped them from worrying about their contributions. As more people are living paycheck to paycheck, many are finding they are not able to contribute the maximum to their 401k and other retirement accounts. New research shows that 70% of Americans plan to keep working [...]
If you have ever had to clean out the home of an elderly relative, you may have found it odd that so much precious items including heirlooms, jewels, and even cash were hidden in the walls, floorboards, and other odd places. Back in the day, people didn’t have the security vaults, safes, and other resources [...]
Saving money is an important part of managing your personal finances. When people think of saving money there are two different strategies, the first is the actual act of saving money when making day-to-day spending decisions. The second is taking that money you have saved and applying it toward some type of savings vehicle that [...]
Debt and savings. If you have debt saving money can be all but impossible. On the flip side, if you have savings you are in a much better position to avoid debt. Trying to save money while paying off debt is challenging to say the least, however it is important to begin thinking of a [...]
As many families continue to make their living and operate on a paycheck to paycheck basis each week, the majority will continue to blow off notions of a savings plan because they think they just can’t make it work. However, no matter what your income limits are or your expenses, there is always a way [...]
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