How to Save Money This Valentine’s Day

ATM

Valentine’s Day has many critics, especially as the cost of things keeps on rising while income levels are not. People still want to celebrate their love but genuinely can’t afford a big expense for this holiday, especially after Christmas wiped out their cash. The good news is you don’t have to forego Cupid’s celebration. You [...]

What to Do to Be Prepared for a Layoff

calculator cash

While no one can predict when they will get a pink slip, there are often signs of impending doom in the workplace, especially when others around you are getting cut. In this economy, it is highly possible to be let go from your job for a number of circumstances beyond your control so it is [...]

Pros and Cons of Using Cash Only

money wallet

Cash has long been an important component of one’s financial life. But credit cards have become more common for transactions than cash simply because they are convenient, earn possible rewards, and can give you access to money when you are short of cash. Many people are switching to a cash-only lifestyle, preferring to pay for [...]

How To “Debt-Proof” Your Marriage

finances

Marriage has something in common with good finances – both halves of the couple need to be involved and making an effort to make things work well. When there is trouble in the financial life of a married couple, there is often trouble that follows in the couple’s marriage. There are a few thing married [...]

Cheap Super Bowl Food Ideas

party snacks

Super Bowl is certainly a celebration time full of friends, football, and of course – food! Even if you are on a shoestring budget, you can still follow through with your celebration plans and feed the crowds with these super cheap ideas for Super Bowl snacks: Loaded Potato Skins A bag of potatoes is relatively [...]

TurboTax Free Edition Review

turbo tax

TurboTax offers a free edition for individuals interested in tax assistance and online filing. In order to use the online software, users must have at least IE 8, Firefox 3, or Safari 4 (Mac users) for Internet browsing in addition to Acrobat Reader 7 and Adobe Flash 9. The free version of this popular tax [...]

Tips To Avoid Tax Mistakes

tax form

Due to the possibility of human errors during tax preparation, the IRS is warning taxpayers about the most common tax mistakes to be avoided. Tax mistakes may be genuinely made in error but can be costly if tax penalties are enforced and if an audit is the result of your mistake. Here are some of [...]

8 Ways to Automate Your Finances

ATM

There is a psychological aspect to personal finance management. Many consumers have trouble saving money simply because it is on hand and they tend to spend it. Personal finance experts have long been proponents of automated finances because what you do see, you are less likely to miss. Automating your finances means you set up [...]

How to Use Mint.com’s Budgeting Tool

budget paper

Mint.com offers a free budgeting tool consumers can use to get their personal finances on track and keep them there. The budgeting tool is an automatic resource which allows you to create a budget that actually fits your personal financial life. As many consumers start budgeting with good intentions, many slack off when they become [...]

Top 10 Ways to Finally Balance Your Budget This Year

stacking pennies

If you have ever read anything about managing your personal finances, you know that budgeting is the number one resource you need to implement into your life in order to keep your money on track. While many people start out with good intentions and a budget, too many end up ditching the concept when things [...]