In the course of developing our own free sample budget form, I ran across several free printable budget spreadsheets on the web that were pretty useful and ended up helping me develop my budget spreadsheet into what I needed. And you can’t beat free!
Almost all of theses are in Excel format so most everyone should be able to use them, but if you don’t have excel, check the links at the bottom for more spreadsheets that are in Google Docs format and PDF.
There are so many out there, so to make it a little simple, I’m going to recommend the top 5, then list the rest. I base my recommendation on what will probably work the best for most individuals and families, but each one has it’s good points so review the whole list.
Top 5 Recommended Spreadsheets
1. Monthly Household Budget Template – Ok the first one I recommend is of course, the spreadsheet I developed for my own family. I made it so that your remaining balance in each budget category will get updated on the fly as you enter transactions.
You can download it here –> Free Sample Budget Worksheet
2. Financial Snapshot & Budget @ Budgets Are Sexy
A nicely laid out spreadsheet that’s based on twice a month paychecks, so if that’s how you get paid (1st and 15th), check it out.
Check out the details here –> Financial Snapshot @ BudgetsAreSexy
Download it here: Financial Snapshot
3. Personal Budgeting Spreadsheet
This is similar to mine, but I actually think it’s easier to understand and see the big picture of your finances in one spreadsheet.
Download it here.
4. Deluxe Budget @Enemyof Debt
This is a pretty comprehensive excel budget based on the “zero-based” budgeting method.
Download it here.
5. Personal Excel Budget Spreadsheet @GatherLittleByLittle
Great spreadsheet that has tabs for every category and sums it all up for the big picture.
Download it here
Other Awesome Sources of Free Budgeting Templates
Bob at Christian Personal Finance has a great list of 10 free household spreadsheets. Among them are several household budget templates, as well as:
- Family Budget Planner
- Wedding Budget Template
- Debt Reduction Spreadsheet
Budgets are Sexy has a pretty extensive list of budget forms.
Get Rich Slowly has a great article on budgeting tools and gives opinions on some of them
It’s Your Money offers a huge list of 33 excel budget spreadsheets for you to browse.
If you have a budget spreadsheet that you like, please leave a comment or contact us so we can add it to this list!