When you attempt to layout your first budget, the absolute first thing you need to do is understand your own spending habits. This is especially true when you have a family with more than one person spending the money (wife buys household stuff, husband buys gadgets or vice-versa!).
Tracking your expenses is critical to planning a successful budget.
The biggest reason people spend more than they make is that they have no real clue where their money is going. Money leaks will kill your budget and rob you of a stable financial future.
So plug that money leak hole with this free expense tracking worksheet.
The plan should be to enter all your income and expenses for three months, then look at the “average” column for the values that you will be using for each category in your new budget.
Features:
- clear overall picture of your spending habits
- average column provides budget amounts to use in your new budget
- flexible enough to add or remove categories to fit your spending habits
Then, use the free sample budget spreadsheet to get you started with your new household budget.
The file is available for download in excel format, here.
Enjoy and please leave a comment with your feedback contact us to let us know what you think!


Our goal is to help consumers get their financial lives in order. No matter what the circumstances you find yourself in, there are simple things you can do TODAY to help you Erase Debt, Spend Less, and Earn More
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