Best Free Budget Spreadsheets From Around the Web

When you’re ready to get serious about a budget, one of the best things you can do for yourself is keep track of your income and expenses on paper. Some people try to do it in their checkbook, or just by mentally keeping track – but the best way to manage your finances is by using a budget spreadsheet you can refer back to and monitor your progress over time. Here is a collection of some of the best free budget spreadsheets from around the web to get your started:

Vertex42.com

Everything you need to get started making a budget is available on Vertex42.com. He provides a detailed how to budget document that talks you through using a budget spreadsheet in Excel – and then provides several different types of budget spreadsheets to choose from personal budgets, household budgets to wedding and business budgets.

Squawkfox.com

A customizable budget spreadsheet on Squawkfox.com offers a list of frequently used budgeting categories to get your started, and the ability to add or delete categories to make the spreadsheet perfect for your unique situation. You can budget on a monthly basis or by year, a personal budget for the single person or work on a household budget.

Bankrate.com

A household budgeting spreadsheet is available on Bankrate.com to help you keep track of all incoming and outgoing money. The spreadsheet is customizable in that you can change category names and use lines that apply to your situation – but they warn against adding new rows because the math will not be done for you if you make those changes to the spreadsheet.

Microsoft.com

The software giant created a personal budget worksheet for excel that helps you manage your personal budget on an annual basis. The worksheet can be broken down into a monthly view to help you enter your income and expenses.

ChristianPF.com

If you’re like most people, you have multiple bank accounts and even more creditors to keep track of. While budget worksheets can help you keep track of your income and expenses, it doesn’t do much to help you keep track of multiple bank accounts and creditors. Bob at ChristianPF.com created a FLOP template: Financial Life on One Page. You can view your net worth, login information for all of your multiple accounts and creditors, and it is extremely useful if your spouse or another person ever has to take over managing your finances for you.