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How to Go Organic Without Wasting Money

Brad — Fri, 26 Apr 2013 01:00:27 +0000

Organic foods are all the rage, as consumers seek ways to lose weight, reduce the risk of disease and illness and eat healthier for more energy and vitality. But going organic means your grocery bill will be considerably higher, and you could find yourself shopping at specialty food stores if your local grocer doesn’t have [...]

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Tips on How to Reduce Tax Debt

Brad — Mon, 11 Feb 2013 06:22:43 +0000

Tax debt can be as disturbing as any other type of debt. Like any debt, reducing IRS debt can be done by following these simple methods. Just like credit card debt, a tax debt to the IRS can be a major stress and be a long-lasting problem if it’s not taken care of properly. The [...]

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Debt Settlement vs Debt Consolidation

Brad — Wed, 30 Jan 2013 12:15:52 +0000

Consolidate debt or Negotiate a Settlement? Learn the differences between each of these debt management options and which is best for your situation As more and more consumers end up with huge amounts fo credit card debt with poor credit scores, many wonder whether they should join a debt management program. The real question is: [...]

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Student Loan Debt Consolidation

Brad — Tue, 29 Jan 2013 11:24:49 +0000

Making the move to consolidate your student loan debt can reduce your payments and free up cash. For those that have student loans like a Stafford or Perkins Loan, a student loan consolidation program may offer you several benefits. This type of consolidation loan works much like other consolidation programs. The loan, or loans, is paid off [...]

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Debt Consolidation Loans – Your Ticket Out?

Brad — Tue, 29 Jan 2013 10:36:54 +0000

There’s a couple to different types of consolidation loans – learn which may fit your situation best. A debt consolidation loan is a new loan you obtain to pay off various debts you have. A debt consolidation loan is usually acquired from a private lender and qualification may depend on your credit score, income and [...]

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The Scoop on Student Loan Refinancing

Brad — Mon, 28 Jan 2013 21:33:50 +0000

Student loan refinancing can save you a bundle of money and help to improve your cash flow and your credit. Refinancing your student loan is an opportunity for you to take the student loans that you have and reorganize them into a loan with a much better interest rate and/or a more affordable payment. Like [...]

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Straight Talk Family Plan – Alternatives for Pricey Contract Wireless Plans?

Brad — Mon, 28 Jan 2013 05:46:23 +0000

No-contract carriers are becoming extremely popular as people are getting fed up with paying high wireless costs of the big contract carriers. MVNO’s (mobile virtual network operators) like StraightTalk, and others no contract carriers like Tracfone, Net10, Boost Mobile, Cricket and MetroPCS, offer much of the same quality of service since they use the same networks. Straight Talk [...]

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The Importance of Credit Counseling

Guest Contributor — Sat, 05 Jan 2013 13:38:55 +0000

Credit counseling involves a one-on-one consultation with a credit expert; a person who understands and can explain the complexities involved in a person’s credit score. While some people get credit counseling before applying for a credit card or a loan, many others do not. While this is an individual decision that must be left to [...]

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Planwise Review – A Perfect Tool to Plan Your Future Finances Wisely

Brad — Thu, 13 Dec 2012 21:42:03 +0000

Whether you’re buying a property, a vehicle, settling debt or even getting a raise at the workplace, now it is possible to see how these kinds of financial changes will affect your future using the new web app Planwise. This financial planning tool was developed to resolve the most frequent mistakes made in personal finance. [...]

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The Best Cell Phone Plans for Seniors

Brad — Thu, 06 Dec 2012 16:51:54 +0000

Looking at the way the world is changing, the more technologically savvy you are, the better. Many people tend to take advantage of the older citizen because of their supposed lack of technical knowledge and when it comes to cell phones, this thinking is very commonplace. Many companies disguise “senior mobile plans” as cheap alternatives, [...]

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