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	<title>Comments on: Superior Debt Relief Services Review</title>
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	<description>Escape Your Debt. Build Your Future.</description>
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		<title>By: Brad</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-settlement/superior-debt-relief-services-review/#comment-589</link>
		<dc:creator>Brad</dc:creator>
		<pubDate>Fri, 18 Sep 2009 12:17:11 +0000</pubDate>
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		<description>Great Advice Artistic Ellen.  I think a good chunk of people in debt can negotiate settlements themselves.  However some people don&#039;t have the time or patience and some creditors (apparently not yours) are just plain nasty.  So hiring a good settlement company is a great option.  Especially ones that are performance-based so you don&#039;t have to pay much, if anything, up front.</description>
		<content:encoded><![CDATA[<p>Great Advice Artistic Ellen.  I think a good chunk of people in debt can negotiate settlements themselves.  However some people don&#8217;t have the time or patience and some creditors (apparently not yours) are just plain nasty.  So hiring a good settlement company is a great option.  Especially ones that are performance-based so you don&#8217;t have to pay much, if anything, up front.</p>
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		<title>By: ArtisticEllen</title>
		<link>http://www.leavedebtbehind.com/debt-help/debt-settlement/superior-debt-relief-services-review/#comment-585</link>
		<dc:creator>ArtisticEllen</dc:creator>
		<pubDate>Thu, 17 Sep 2009 20:14:05 +0000</pubDate>
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		<description>I want to tell everyone that you don&#039;t need to use a service like that. I tried it and the harrassment from the creditors destroyed my marriage. Superior Debt Services complacently repeatedly told 
me that after 6 months they would start the settlement processes. I inadvertently found out I COULD DEAL DIRECTLY 
with the credit card companies myself!!  I cancelled SDS and they didn&#039;t argue: they got their money up front. So that was wasted money on my part.  The key phrase when you call your creditor: ask for the HARDSHIP DEPARTMENT or similar. Talk to the SUPERVISORS, the ones with Authority. You can make some progress with your problem without having to go thru a middleman 
service. Also, the collection agency I am working with is NICE and they don&#039;t charge any interest, so I&#039;m making real progress at last. I truly hope this helps someone.</description>
		<content:encoded><![CDATA[<p>I want to tell everyone that you don&#8217;t need to use a service like that. I tried it and the harrassment from the creditors destroyed my marriage. Superior Debt Services complacently repeatedly told<br />
me that after 6 months they would start the settlement processes. I inadvertently found out I COULD DEAL DIRECTLY<br />
with the credit card companies myself!!  I cancelled SDS and they didn&#8217;t argue: they got their money up front. So that was wasted money on my part.  The key phrase when you call your creditor: ask for the HARDSHIP DEPARTMENT or similar. Talk to the SUPERVISORS, the ones with Authority. You can make some progress with your problem without having to go thru a middleman<br />
service. Also, the collection agency I am working with is NICE and they don&#8217;t charge any interest, so I&#8217;m making real progress at last. I truly hope this helps someone.</p>
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