Negotiate your debts and pay less than you owe. Fastest and easiest way out of debt. Period.

Debt Settlement vs Debt Consolidation

By: Keith Cooper

Consolidate debt or Negotiate a Settlement? Learn the differences between each of these debt management options and which is best for your situation As more and more consumers end up with huge amounts fo credit card debt with poor credit scores, many wonder whether they should join a debt management program. The real question is: [...]

How to Make Sure Debts are Paid on Time

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Looking for a way to pay off debts in a timely fashion? Look to this article for 4 tips :)

How to Settle A Tax Debt With The IRS

taxes

If you owe the federal government a balance due on your income taxes, it is incredibly important for you to make good on the debt. Even if you do not have the lump sum of cash due, there are a few options you have to settle your debts with the IRS so it is imperative [...]

Debt Restructuring – Why it’s a Ripoff

calculator cash

There are many proposed solutions for relieving and resolving the consequences of consumer debt. One of the latest variations being advertised to help consumers is known as debt restructuring. While you may be willing to try a new method to get out from under the burden of debt, this particular strategy may be an idea [...]

Debt Settlement And Income Taxes

settlement

If you have worked out a deal with a creditor to settle your debt are you aware that there may be tax implications? Many creditors during debt settlement negotiations fail to let consumers know that once their debt is settled, they could be hit with a hefty tax bill. Here is what you need to [...]

How to Settle a Payday Loan

PiggyBank-busted

Due to the current state of the job market and the economy of the nation as a whole, many people are struggling to make day to day ends meet. As a result, more consumers are turning to payday loans just to get by from one paycheck to the next. While one payday loan may be [...]

How to Settle Debts Yourself

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When people find themselves in over their heads in debt and unable to make at least the minimum payment due each month, many turn to a debt settlement company for help reducing the amount they have to pay. Debt settlement companies get fees in exchange for negotiating with your creditors. You can save even more [...]

What is Debt Mediation?

debt payoff

The term “debt mediation” refers to the process of negotiating with creditors to pay less than the total amount owed to settle the debts. It is a debt reduction or debt elimination strategy for individuals who are in over their heads financially and who do not expect to have the means to pay their debts [...]

Interview with Michael Bovee from Consumer Recovery Network – Part 2

Consumer Recovery Network

Here is our continuation of our  interview with Michael Bovee – CEO of Consumer Recovery Network, on the subject of the changes in the debt settlement industry.  You can read Part 1 of the Interview with Michael Bovee here. LDB: What can a consumer do if they’ve been hung out to dry by a DS [...]

Interview with Michael Bovee from Consumer Recovery Network – Part 1

Consumer Recovery Network

If you’ve been paying attention to the news lately, you know that the debt settlement industry is going through a lot of changes.  The new FTC regulations on debt settlement companies took effect on September 27th 2010 and it has wide ranging implications for the industry. One debt settlement company in my opinion, that stands [...]

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