Negotiate your debts and pay less than you owe. Fastest and easiest way out of debt. Period.

Debt Settlement vs. Bankruptcy

There’s some BIG differences between bankruptcy and debt settlement. Learn about those differences here and make an informed decision. A growing number of adults become credit card holders every year. Along with that distinction comes a growing number of people racking up giant credit card bills that they can’t pay off. This is obviously not […]

You’re and Easy Target if you Fall for These Debt Settlement Lies

It seems unfathomable that people would prey on individuals when they are at their lowest.  However it is not only a common practice but one that is growing right now as families are being stretched beyond their limits financially.  An area experiencing rapid growth for scammers is the debt settlement niche. You would think that […]

What is Debt Settlement?

Debt settlement can be a real benefit for those who are saddled with large amounts of high interest credit card debt. This overview will get you started on the basics of debt settlement. In a nutshell, debt settlement (sometimes called debt negotiation) is an aggressive method of debt reduction where creditors forgive a large portion […]

My Settlements – Sample Debt Settlement Letters

These debt settlement letters are the written proof that by negotiating a settlement with credit card companies, you free yourself from thousands of dollars of debt. These are real offers of real debt relief! Here are the images of the of settlement letters I have received from our creditors. These are real, actual letters, minus […]

Should Possible Tax Ramifications Determine if Debt Settlement is Right For You?

Are you considering debt settlement as an option to tackle an ever increasing amount of debt? If your best attempts to maintain minimum payments and keep your credit score out of the dump are failing and you feel you are running out of options, debt settlement can provide a road to real debt relief. There […]

Debt Settlement vs Debt Consolidation

Consolidate debt or Negotiate a Settlement? Learn the differences between each of these debt management options and which is best for your situation As more and more consumers end up with huge amounts fo credit card debt with poor credit scores, many wonder whether they should join a debt management program. The real question is: […]

How to Make Sure Debts are Paid on Time

Looking for a way to pay off debts in a timely fashion? Look to this article for 4 tips 🙂

How to Settle A Tax Debt With The IRS

If you owe the federal government a balance due on your income taxes, it is incredibly important for you to make good on the debt. Even if you do not have the lump sum of cash due, there are a few options you have to settle your debts with the IRS so it is imperative […]

Debt Restructuring – Why it’s a Ripoff

There are many proposed solutions for relieving and resolving the consequences of consumer debt. One of the latest variations being advertised to help consumers is known as debt restructuring. While you may be willing to try a new method to get out from under the burden of debt, this particular strategy may be an idea […]

Debt Settlement And Income Taxes

If you have worked out a deal with a creditor to settle your debt are you aware that there may be tax implications? Many creditors during debt settlement negotiations fail to let consumers know that once their debt is settled, they could be hit with a hefty tax bill. Here is what you need to […]