The recent economic depression has pushed millions of people into a deep and dark financial hole. In their quest to get out of debt, people often resort to debt relief programs. Debt settlement and bankruptcy are two of the more popular programs, but people often get confused when it comes to choosing between the two. [...]
Who are TASC and the FTC? At first glance The Association of Settlement Companies (TASC) and the Federal Trade Commission (FTC) might seem to be natural opponents but this does not have to be the case. TASC is a body that represents the interests of all its member settlement companies but it also strives to [...]
Despite some bad press and some predatory companies that take advantage of people who are in debt, consumers everywhere are settling their credit card debt on past due accounts with virtually every credit card company in the industry. Below is a list of some sample debt settlement letters that represent negotiated settlements on overdue credit [...]
American Express has long been known as the premier business credit card. And for a while now, they have become a significant player in the personal credit card market, and as with any big credit card company, they have customers for whatever reason, cannot pay their credit card bills. American Express will generally be willing [...]
Bank of America is a huge financial conglomerate who often is willing to negotiate settlements with credit card holders who can’t make payments on their past due credit card debt. Like other major credit card companies, Bank of America realized that settling a debt with a customer is way more cost-efficient for them than [...]
Barclays Bank is another major credit card issuer who does a lot of business co-branding credit cards with department stores and major retailers. BJ’s Wholesale Club and Airtran Airways are just two of the major companies that Barclays Bank of Delaware provides credit services to. Below is a sample debt settlement offer letter that Barclay’s [...]
Have the years gone on and on with you faithfully paying on that student loan? Do you know find yourself with a family and no job or, perhaps, living with an upside down mortgage payment (you owe more than your house is worth)? Perhaps you have a small amount of money that you can use [...]
Chase is a huge financial corporation and has a history of offering settlements to individual cardholders who can’t meet minimum payments or find themselves past due on their credit card bill. Chase (through their Cardmember Service division) usually will offer a settlement and then create a installment plan for past-due accounts like in the sample [...]
Ge Money Bank is the credit card behind a lot of the store credit cards. Amazon.com uses GE Money bank, and many furniture stores, department stores and other retail outlets use GE Money bank for their credit card services. So like many other huge credit card companies, they have been shown to be willing to [...]
Capital One is probably best known these days for their goofy TV commercials, but they have also been known to give their cardholders a break in the form a settlement on their overdue credit card bills. Granted, you need to be able to demonstrate a legitimate financial hardship in order to negotiate a settlement with [...]
Our goal is to help consumers get their financial lives in order. No matter what the circumstances you find yourself in, there are simple things you can do TODAY to help you Erase Debt, Spend Less, and Earn More © 2010 Venture8 Media. All Rights Reserved. Reproduction without explicit permission is prohibited.
