Owner of the law firm: Virendra Kalani
Principal Attorney: Joseph Henry Marman
Registered with: California State Bar Association
Better Business Bureau rating: B-
Trustlink rating: 4 stars
Business Experience: Four years (approx)
Type of debt dealt with: Credit card debt, payday loan debt, medical debt etc. All states except Vermont.
Source of funds: client payments
Oak View Law Group (OVLG) is a law firm that offers attorney services to people filing bankruptcy. You can also seek help from OVLG for debt consolidation, debt management, and debt settlement. This law firm provides some other services too like wills and trust, defamation protection, and company formation.
Areas of Operation
OVLG provides services in most U.S states. The exceptions include Wisconsin, Wyoming, North Carolina, West Virginia, and North Dakota. The main corporate office of OVLG is in California.
Fees charged by OVLG
In terms of fees, Oak View Law Group is on par with other reputable debt settlement companies. Their structure is mainly based on performance based fees.
They charge a “success fee” which is only assessed when they successfully negotiate a settlement on your credit card account. The success fee is 25% of the amount saved on the debt. If you owe $10K on a past-due credit card bill, and OVLG settles it for $5K, you pay a fee of $1250. This gives the company incentive to work harder for you to get the greatest savings.
They also charge a monthly consultancy fee of $50, but it’s put toward the success fee. If you need a payment plan, the fee is then 15% of the total debt amount.
1) Refund policy: OVLG has a 100% money back policy for clients not satisfied with their services.
2) Safety: A lot of emphasis is laid on website security. The connection to OVLG is seems to be encrypted with 256-bit encryption.
3) No Minimum debt requirements: You are eligible to be their client no matter how much debt you owe.
4) Online access: You can know the current state of your case by logging in the secure client area.
A Few Negatives
Though the feedback about their customer care services is fairly satisfactory, there have been complaints about their delayed response. OVLG would often call you back after considerable delay. Also, lack of money management tools causes much inconvenience to the consumers.
If you have done business with Oak View Law Group, please post a comment below.