What Debt Settlement and Novation Mean for You

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Novation is a concept that may be part of a debt settlement. Debt settlement involves negotiating a way out of debt with various creditors and can be done by a professional service or using your own devices to renegotiate what you owe in a way that is both satisfactory to you and your creditors. Using [...]

Debt Shield Review

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**UPDATE** Debtshield is no longer a functioning company – all current customers are being serviced by Alesa Group Inc, http://www.alesagroup.com/.  We no longer recommend DebtShield as a reputable debt settlement company. Debt Shield is a debt settlement company based in Columbia, MD that provides debt relief services for clients throughout the United States. The team [...]

Differentiating Between Secure and Unsecured Debts

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There are essentially two basic categories of debt: secured debt and unsecured debt. When it comes to debt consolidation and debt negotiation, the kind of debts you have may determine what steps you can take to help pay down or get rid of your debts. Here we will look at the two kinds of debts [...]

How Does Debt Consolidation Work

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Debt consolidation is the general term used for the process of combining all of your debts into one single payment per month, typically at a lower interest rate than you had been previously paying. . Instead of having to contend with making payments to creditors on an individual basis, consolidating your debts allows for faster [...]

Superior Debt Relief Services Review

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Superior Debt Relief Services is a Professional Debt Negotiation Company. They strive to settle your unsecured debt with their debt settlement program. With over ten years experience in the debt negotiation industry Superior Debt Relief Services claims to help you get off the “treadmill” of debt and finally realize what it is like to live [...]

Debt Consultants of America Review

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Debt Consultants of America offers debt settlement services to individuals “buried in debt”. They have established relationships with hundreds of creditors which allows them to help you save up to 60% off your current unsecured debt. Their program like other debt settlement companies involves negotiating your debt with lenders for a reduced lump sum payment [...]