Chase is a huge financial corporation and has a history of offering settlements to individual cardholders who can’t meet minimum payments or find themselves past due on their credit card bill.
Chase (through their Cardmember Service division) usually will offer a settlement and then create a installment plan for past-due accounts like in the sample offer letter below.
They will usually negotiate with a debt settlement company who works on the cardholder’s behalf, or will work directly with the past due cardholder. Tools like Zipdebt are very helpful to people who would like to attempt the Do It Yourself debt settlement strategy.
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