Consolidate debt or Negotiate a Settlement? Learn the differences between each of these debt management options and which is best for your situation As more and more consumers end up with huge amounts fo credit card debt with poor credit scores, many wonder whether they should join a debt management program. The real question is: [...]
Merge your debts and get a lower payment, lower interest rate and some peace of mind.
Making the move to consolidate your student loan debt can reduce your payments and free up cash. For those that have student loans like a Stafford or Perkins Loan, a student loan consolidation program may offer you several benefits. This type of consolidation loan works much like other consolidation programs. The loan, or loans, is paid off [...]
There’s a couple to different types of consolidation loans – learn which may fit your situation best. A debt consolidation loan is a new loan you obtain to pay off various debts you have. A debt consolidation loan is usually acquired from a private lender and qualification may depend on your credit score, income and [...]
Student loan refinancing can save you a bundle of money and help to improve your cash flow and your credit. Refinancing your student loan is an opportunity for you to take the student loans that you have and reorganize them into a loan with a much better interest rate and/or a more affordable payment. Like [...]
There are a lot of resources available for debt assistance but there are also a lot of misconceptions about how that assistance is available. Government assistance is available for many things but despite reports to the contrary, there are no loans available from the government for consumers to pay off debt. Where the Misconceptions Originate [...]
Credit card debt can be a vicious cycle that can be difficult to conquer if you keep doing things the same way. Effectively eliminating credit card debt may require alternative methods for making good on your debts. Some consumer will resort to debt elimination programs that are costly and complex. Others will work with a [...]
The road to debt free living is filled with obstacles that often seem impossible to overcome. Trying to repay past and current debts while at the same time saving money to prevent future indebtedness is a challenge that many people find overwhelming. To reach your goal and eliminate high interest debt that threatens your financial [...]
You have the power to negotiate the elimination of your debts. The negotiation process involves contact your creditors directly and working out a more viable payment arrangement if you are unable to meet the current financial demands of your creditors. Many consumers make the mistake of relying on a third-party agency to do the negotiations [...]
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