Escape Your Debt. Build Your Future.
Well, here’s another phone call from the debt collection folks and this time they’re threatening legal action. This legal action – they say – will result in your wages being garnished or collected from your assets. In reality, a debt collection cannot threaten to take you to court. In fact, the collector is actually violating [...]
How often have you made a purchase or overdrawn your bank account and, when the payment came do, you couldn’t pay the amount owed? Circumstances change fast, and it’s not surprising that one day we have money and the next day we don’t. When a debt collector finally reaches you, he/she may say you owe $1200 [...]
Any debt collection agent will tell you that when you’ve beaten the spending compulsion, you’ve got things under control. Beating the Spending Bug The idea that you have to spend money to have fun is probably the most destructive single mindset in anyone’s budget management. Think about it for a minute: Do you really have [...]
Debt collectors – to put it nicely – can sometimes not be nice people. However, the inexperienced ones have a tendency to learn a little of the centerline when it comes to military personnel. Military personnel – possibly because they move so much – often admit to their disregard or disconnection when it comes to [...]
Debt collection and it’s collectors are regulated by the U.S. Fair Debt and Collection Practices Act (“FDCPA”). These regulations disallow a collector from “harassing, threatening, and lying” to the person from whom they are attempting to collect a debt. As too many people have discovered, this is not always or usually the case. What Collectors Cannot [...]
Having never worked in a debt collection agency, it’s sometimes hard to imagine what really goes on. In fact, for many it’s a surprise that you are just a number on a wall board (although you sometimes feel more like a criminal). The collector has a daily quota. Most collection agencies have the big white [...]
Most people realize that at some point – and it could be years and months – they will be contacted about a debt that has gone unpaid. This debt moves from the original source (e.g., retailer, credit card company, etc.) to a collection agency and then could bounce from one collection agency to another throughout [...]
When you owe a creditor any money, you may be leaving yourself open to having your paycheck garnished as recourse for your owing a debt. The reality of the wage garnishment is that the law regarding a creditor’s rights to your paycheck is governed by the state you live in. Different states hold different laws [...]
With so many people in debt – either from poor financial management or the recession – digging your way out debt is a major undertaking. Curadebt.com has been providing debt relief for over 10 years. Their focus is on debt settlement and debt consolidation. Here is what they offer that they claim makes them unique: “Your support team [...]
When you take the steps to settle a debt, creditors and debt collectors often have a reputation for being incredibly aggressive, demanding more than you can provide at a given moment. Your intention may be to pay off your debts in full but on a schedule you can reasonably afford. Feeling rushed and pushed into [...]
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Our goal is to help folks get their financial lives in order. No matter what the circumstances you find yourself in, there are simple things you can do TODAY to start doing these three things:
Erase Debt, Spend Less, and Earn More
It's a simple formula, but hard to execute without a little help. Thast's what we're here for; with all kinds of easy-to-understand articles on a variety of topics to help you reach those goals.
